81 Ashbrook Street

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

• Sep 24, 2026Listed$400,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  For Sale

  210 Ashbrook Street

  St. Augustine, FL 32084

  5 bd · 3.5 ba · 2,491 sq ft

  $400,000Est. $2,129/mo

  Better than new construction, this stunning Brighton model offers 5 bedrooms, 4 bathrooms, and an exceptional floor…

  Listing Office: watson realty corp

• 

  For Sale

  153 Ashbrook Street

  St. Augustine, FL 32084

  3 bd · 2 ba · 1,669 sq ft

  $350,000Est. $1,863/mo

  Welcome to easy Florida living in this modern, turn-key 2024-built single-family home located in the desirable…

  Listing Office: keller williams first coast realty

• 

  Under Contract

  163 Silver Birch Street

  St. Augustine, FL 32084

  4 bd · 2 ba · 1,783 sq ft

  $339,000Est. $1,804/mo

  ***OPEN HOUSE THIS SUNDAY 11-1PM*** Built in 2023, this 4 bedroom, 2 bath home offers 1,783 square feet of thoughtfully…

  Listing Office: watson realty corp

• 

  For Sale

  122 Elmhurst Lane

  St. Augustine, FL 32084

  2 bd · 2.5 ba · 1,109 sq ft

  $213,000Est. $1,134/mo

  2 YEARS NEW! Convenient town home in St. Augustine, FL (both rooms have a full bathroom and walk in closets), Quick…

  Listing Office: round table realty

• 

  For Sale

  826 A1A Beach Blvd Boulevard 37

  St. Augustine, FL 32080

  2 bd · 2 ba · 1,184 sq ft

  $460,000Est. $2,448/mo

  Listing Office: florida homes realty & mtg llc

  in Ponce Landing
• 

  For Sale

  45 Spindrift Court

  St. Augustine, FL 32092

  3 bd · 2 ba · 1,850 sq ft

  $418,499Est. $2,227/mo

  Listing Office: betros realty inc

  in Shearwater, St. Johns County

Ravenswood Village guides & reports