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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Nov 15, 2024·58 days on market·Recent sales in Jacksonville

2411 Segovia Avenue

Jacksonville, FL 32217

$620,000sold priceListed at $650,000 · 95.4% of asking$209/sqftMLS# 2040521
4
Beds
3.5
Baths
2,972
Sq Ft
1963
Built
2
Garage
Yes
Pool
HOA $6/mo0.42 acresSingle Family Residence2 stories

About this home

Jacksonville

Welcome to this wonderful 4 bedroom 3 1/2 bath freshly painted home in San Jose Forest with .42 acre corner lot. Backyard oasis with inground pool, new wooden deck, new wooden fence and outdoor shower. Walk in to the grand foyer with large family room including fireplace on left and large den on the right. Upgraded eat-in kitchen with stainless steel appliances, breakfast bar and plenty of cabinets. First floor bedroom and full bath including walk-in shower. Upstairs has 3 very spacious bedrooms and full bath with tub. 1 bedroom has its own full bath. Tile floors in family room and kitchen the rest is beautiful parquet flooring. Wooden floors throughout upstairs. Garage has oversized parking spaces, laundry room and another 1/2 bath for easy use while out enjoying the pool. Great location just off San Jose Blvd, close to shopping, restaurants and entertainment. Don't miss your chance to enjoy this beautiful home!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,434
Property taxesest. at asking price, Duval County$1,012
HOAbilled annually$6
Estimated total, before insurance$4,453/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$620,000
$124,000
Loan Term
Monthly Payment
$3,434
Principal & Interest: $3,434
Property taxes (est.): $1,012
Insurance (est.): $413
Estimated Total Monthly
$4,860
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1963)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,713 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$518,322$467,600▲ $60,847
2024$458,088$204,574▼ $700
2023$405,187$197,160—
2022$389,938$189,962▼ $179
2021$334,268$182,973—
2020$318,752$179,757—

2023 property taxes (current owner): $3,913/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2806 Christopher Creek Road N, Jacksonville, FL 32217Listed by ROOT REALTY LLCJul 2026$599,900$2044/32,93700.2
2801 Alvarado Avenue, Jacksonville, FL 32217Listed by PENINSULA PROPERTIES REALTY INCSep 2026$550,000$1874/2.52,942300.3
6963 Madrid Avenue, Jacksonville, FL 32217Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$474,500$1604/2.52,964740.4
2911 Cadiz Avenue, Jacksonville, FL 32217Listed by HASSLE-FREE REALTY LLCAug 2026$435,000$2044/3.52,132890.4
6821 Caballero Court, Jacksonville, FL 32217Listed by EXP REALTY LLCJul 2026$430,000$1614/32,674830.4
7033 Catalonia Avenue, Jacksonville, FL 32217Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$532,500$1913/32,782100.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$650,000
Price / Sq Ft$219
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,972
Acres0.42 acres
Year Built1963
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementarySan Jose
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address2411 Segovia Avenue, Jacksonville, FL 32217
Area012-San Jose
SubdivisionSan Jose Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size18,295.2 sq ft
Parcel Number1510460000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Pantry, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Garage

Exterior

Lot DescriptionCorner Lot
Patio / PorchDeck
FencingBack Yard, Wood
RoofShingle
ConstructionBrick, Wood Siding
Road SurfaceAsphalt

Additional Information

Date ListedAugust 19, 2024
Days on Market58
HOA Fees$75 / Annually
HOA FrequencyAnnually
Tax Amount$3,912.79
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 15, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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