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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a golf course home in Jacksonville.

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Sold

Sold·Closed Apr 16, 2025·236 days on market·Recent sales in Jacksonville Beach

13810 Sutton Park Drive N 428

Jacksonville, FL 32224

$286,000sold priceListed at $299,000 · 95.7% of asking$165/sqftMLS# 2040275
3
Beds
2
Baths
1,732
Sq Ft
1997
Built
—
Garage
No
Pool
HOA $567/moCondominium1 story

About this home

Jacksonville

Probate has been completed! Experience the best of Jacksonville living in this spacious 1,732 sq ft 3 bedroom, 2 bath condo. This beautifully maintained residence boasts hardwood floors, walk-in closet, plush carpeting in the bedrooms, and elegant granite countertops paired with wood cabinetry. Relax on your screened balcony with serene views of the preserve, while enjoying easy access to Publix, a variety of restaurants, and nearby shopping plazas. Just minutes away from the Mayo Clinic, MD Anderson Baptist Health, Town Center, beach, and downtown, this condo perfectly balances convenience and comfort. Discover a resort-style lifestyle with access to a luxurious pool and hot tub spa area, tennis courts, volleyball, basketball, and fitness center. With a recently renovated bathroom and one of the largest layouts in the neighborhood, this condo offers both style and practicality. Embrace living in the sought-after Classic Grand Reserve and make this exceptional property your hom

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,584
Property taxesest. at asking price, Duval County$467
HOAbilled monthly$567
Estimated total, before insurance$2,619/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$286,000
$57,200
Loan Term
Monthly Payment
$1,584
Principal & Interest: $1,584
Property taxes (est.): $467
Insurance (est.): $191
Estimated Total Monthly
$2,242
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,748 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$246,000$0▲ $11,500
2024$234,500$179,500▼ $11,500
2023$246,000$59,472—
2022$216,000$56,284—
2021$163,500$53,189—
2020$153,000$51,765—

2023 property taxes (current owner): $1,249/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13810 Sutton Park Drive N 511, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$285,000$1774/21,6061490
13810 Sutton Park Drive N 723, Jacksonville, FL 32224Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$218,000$1802/21,212320.1
13810 Sutton Park Drive N 621, Jacksonville, FL 32224Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$240,000$1683/21,428560.1
13810 Sutton Park Drive 122, Jacksonville, FL 32224Listed by 1 REALTY CORPAug 2026$190,000$1572/21,2121100.1
13810 Sutton Park Drive N 932, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCJul 2026$190,000$1572/21,212390.1
13810 Sutton Park Drive 1537, Jacksonville, FL 32224Listed by 904 REALTY LLCJul 2026$178,750$1472/21,21270.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,000
Price / Sq Ft$173
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,732
Year Built1997
TypeResidential
Sub-TypeCondominium
StyleTraditional, Other
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryChets Creek
MiddleKernan

Community Information

Address13810 Sutton Park Drive N 428, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionGrand Reserve
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Parcel Number1677341500
ZoningPUD

Amenities

AmenitiesPool
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Gated, Guest, Parking Lot, Varies by Unit
ViewGolf Course, Trees/Woods, Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Gas Cooktop, Gas Oven, Gas Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)
Spa FeaturesIn Ground, Heated, Community

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen, Tennis Court(s)
Lot DescriptionFew Trees, Greenbelt, On Golf Course, Wooded
Patio / PorchScreened, Terrace
FencingFenced, Wrought Iron
RoofShingle
ConstructionStucco
Other StructuresTennis Court(s)
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 28, 2025
Days on Market236
HOA Fees$567.35 / Monthly
HOA FrequencyMonthly
Tax Amount$1,249.22
Tax Year2023
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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