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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Park, Jacksonville Beach.

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Sold

Sold·Closed Nov 25, 2024·103 days on market·Recent sales in Atlantic Park·Atlantic Park

520 4th Avenue N

Jacksonville Beach, FL 32250

$1,600,000sold priceListed at $1,749,000 · 91.5% of asking$382/sqftMLS# 2030353
5
Beds
5
Baths
4,186
Sq Ft
1946
Built
—
Garage
No
Pool

All Atlantic Park homes for sale →Search Atlantic Park on the map

No HOASingle Family Residence3 stories

About this home

Atlantic Park

Motivated Seller, Bring All Offers!! Experience unparalleled luxury at 520 4th Avenue North in Jacksonville Beach, Florida. This exquisite compound completely rebuilt in 2018 is one of the largest in all of Jax Beach spanning over 4,100 square feet, including a stunning full detached guest house and a unique three-story tower, offering breathtaking views and additional living space. As you enter the home, you're greeted by a six-foot custom barn door, elegantly separating the family room from the living room, providing both style and functionality. Inside, you'll find a dining room with a roll-up see-through garage door, seamlessly blending indoor and outdoor living. The beautiful enclosed courtyard, surrounded by a six-foot-tall poured concrete wall, provides privacy and a serene outdoor retreat. There is Italian porcelain tile throughout as well as a gourmet kitchen and walking bridge to the guest house upstairs quarters. If you want the best, here it is!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,862
Property taxesest. at asking price, Duval County$2,613
Estimated total, before insurance$11,475/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,600,000
$320,000
Loan Term
Monthly Payment
$8,862
Principal & Interest: $8,862
Property taxes (est.): $2,613
Insurance (est.): $1,067
Estimated Total Monthly
$12,542
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1946)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 20, 2024Listed$1,749,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $343/sq ft; this home is listed at $418/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
636 8th Avenue N, Jacksonville Beach, FL 32250Listed by KST GROUP LLCJul 2026$1,315,000$4314/3.53,0481260.3
1602 7th Street N, Jacksonville Beach, FL 32250Listed by RIVER CITY REALTYOct 2026$1,075,000$3434/2.53,1371980.8
1642 5th Avenue N, Jacksonville Beach, FL 32250Listed by FLORIDA HOMES REALTY & MTG LLCMay 2025$980,000$3343/2.52,93650.8
2280 Oak Forest Drive, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPSep 2026$985,000$2784/3.53,544151.1
1509 Oceanfront, Neptune Beach, FL 32266Listed by RE/MAX SPECIALISTS PVJan 2026$5,000,000$1,4194/4.53,5241671.4
2762 Seagate Avenue, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPAug 2026$1,200,000$3404/33,525651.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,749,000
Price / Sq Ft$418
Bedrooms5
Bathrooms5.00
Full Baths5
Square Footage4,186
Year Built1946
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address520 4th Avenue N, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionAtlantic Park
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1738780000

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Water Connected
Water SourcePublic
ParkingAttached, Attached Carport, Carport
ViewCity

Interior

Interior FeaturesBreakfast Bar, Guest Suite, In-Law Floorplan, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Wet Bar
AppliancesGas Cooktop, Gas Oven, Gas Range
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories3
LevelsThree Or More

Exterior

Exterior FeaturesBalcony, Courtyard, Fire Pit
Patio / PorchAwning(s), Covered, Deck, Porch, Rear Porch
FencingBlock, Full
RoofMetal
Other StructuresGuest House

Additional Information

Date ListedJune 20, 2024
Days on Market103
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Atlantic Park

Atlantic Park is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Atlantic Park homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 25, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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