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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Watersong At Rivertown, St. Johns — a 55+ community home in St. Johns County.

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Sold

Sold·Closed Feb 11, 2025·298 days on market·Recent sales in Watersong At Rivertown·Watersong At Rivertown

104 Pigeon Cove

St. Johns, FL 32259

$561,625sold priceListed at $559,000 · 100.5% of asking$254/sqftMLS# 2014795
2
Beds
2.5
Baths
2,210
Sq Ft
2024
Built
2
Garage
No
Pool

37 more homes for sale in Watersong At Rivertown →Search Watersong At Rivertown on the map

HOA $150/mo8,712 sqft lotSingle Family Residence1 storyNew construction

About this home

Watersong At Rivertown

Lot 276 - The Bridge with the Coastal elevation offers 2 bedrooms, with a study and 2.5 baths. Gourmet Kitchen, Quartz counter-tops throughout, and an Owners suite featuring a large shower. Open concept that's perfect for entertaining. RiverTown is a master-planned community nestled along the pristine shores of the St. Johns River. Each amenity is geared toward staying fit, meeting new friends, trying new activities, and having fun in northeast FL's sunshine. RiverTown is designed to connect its residents to the beautiful natural surroundings with neighborhood parks overlooking picturesque lakes and preserve, w/miles of trails and sidewalks.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,111
Property taxesest. at asking price, St. Johns County$747
HOAbilled annually$150
Estimated total, before insurance$4,008/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$561,625
$112,325
Loan Term
Monthly Payment
$3,111
Principal & Interest: $3,111
Property taxes (est.): $747
Insurance (est.): $374
Estimated Total Monthly
$4,233
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:29 AM, sunset 6:55 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real pool sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $3,633/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 18, 2024Listed$559,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $267/sq ft; this home is listed at $253/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
236 Hoptree Place, St. Johns, FL 32259Listed by EXP REALTY LLCOct 2026$429,000$2753/21,560150.2
186 Ladyslipper Drive, St. Johns, FL 32259Listed by EXP REALTY LLCSep 2026$480,000$2562/21,876240.2
383 Ladyslipper Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$457,000$2442/21,876600.2
87 Merchant Avenue, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESAug 2026$512,155$2702/21,90000.2
244 Juniper Hills Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$420,000$2663/21,5761490.2
305 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$449,000$2672/21,682160.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$559,000
Price / Sq Ft$253
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,210
Acres0.20 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes
New ConstructionYes
Direction FacesNorthwest

Community Information

Address104 Pigeon Cove, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionWatersong At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size8,712 sq ft
Parcel Number0007242760

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Jogging Path, Park, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Patio / PorchCovered, Patio

Additional Information

Date ListedMarch 18, 2024
Days on Market298
HOA Fees$1,802 / Annually
HOA FrequencyAnnually
Tax Amount$3,632.76
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Sold by: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Watersong At Rivertown

Watersong At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Watersong At Rivertown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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