This home is in St. Augustine.

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Pending

Pending·706 days on market

4470 Coastal Highway

St. Augustine, FL 32084

$2,500,000$1177/sqftEst. $13,306/moMLS# 2008752

Beds

Baths

2,124

Sq Ft

2013

Built

Garage

Pool

About this home

St. Augustine

Custom Built Oceanfront Home in St. Augustine! Freshly painted inside and out and move in ready! quaint 2124 sq. ft. home/ Built in 2013/ 4 bedroom plus loft - 3.5 baths- 3 car attached garage/ fenced / Control 4 automation. Permanent home or tropical getaway (nearby private airport). Enjoy miles of uncrowded beach with unobstructed views of spectacular sunrises, night skies full of stars, and the moon sparkling on the ocean. Take in the panoramic sights from the balcony where you may gaze at the sun setting over the inter coastal. Besides spending your day at the beach you can also enjoy the many sites in St. Augustine or take your paddle board to the salt run or Guana Park which is only a short distance north . EXTRA FEATURES: *Geothermal heating and cooling *Topsider Construction *Truline Seawall *4 Control Automation throughout the house * Prewired with coax and cat 5 cable

Cost to own

Mortgage calculator

Home Price

$2,500,000

Down Payment: 20%

$500,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$12,707

Principal & Interest: $12,707

Est. Taxes & Insurance: $3,177

Estimated Total Monthly

$15,884

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$13,306

Property taxesest. at asking price, St. Johns County$3,327

Estimated total, before insurance$16,633/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,193,744	$1,081,331	—
2024	$1,234,156	$983,028	—
2023	$1,263,720	$893,662	—
2022	$1,177,135	$812,420	—
2021	$781,874	$738,564	—
2020	$671,422	$671,422	—

2023 property taxes (current owner): $14,100/yr

Estimated taxes if purchased at asking price: ~$39,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.