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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Vilano Beach, St. Augustine — an oceanfront home in Northeast Florida.

Pending

Pending·222 days on market·Vilano Beach

121 Relajado Way

St. Augustine, FL 32084

$2,700,000$922/sqftEst. $14,955/moMLS# 2133749
3
Beds
4.5
Baths
2,929
Sq Ft
2026
Built
2
Garage
No
Pool

3 more homes for sale in Vilano Beach →Search Vilano Beach on the map

HOA $650/mo2.08 acresWaterfrontTownhouse3 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Vilano Beach

Oceanfront gated living at its finest! Welcome to the Colonia where luxury meets coastal living. Located in the heart of Vilano Beach within walking distance to restaurants and shops! This three bedroom townhouse has been thoughtfully designed with top of the line finishes. Chefs kitchen complete with a large island, Thermador appliances, quartz countertops, and custom hood. Designer finishes can be found throughout such as Visual Comfort and Palacek lighting and Shumacher wallpaper. The amenities and features at Colonia continue to impress! The upscale pool area is the perfect place to relax or entertain, and the community courtyard adds another inviting space for gathering. Private deeded beach access for the community!! This is it - your search is over! Ask about our Preferred Membership to Gate Hospitality - Ponte Vedra Inn & Club, The Lodge & Club, Epping Forest, and The River Club.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$14,955
Property taxesest. at asking price, St. Johns County$3,593
HOAbilled monthly$650
Estimated total, before insurance$19,198/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$40,270/yr · $3,356/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,700,000
$540,000
Loan Term
Monthly Payment
$14,955
Principal & Interest: $14,955
Property taxes (est.): $3,593
Insurance (est.): $1,800
Estimated Total Monthly
$20,348
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $4,770,000 in September 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$2,970,775$2,970,775—
2025$70,000$70,000—
2024$2,970,775$2,970,775—
2024$70,000$44,288—
2023$3,095,775$3,095,775—
2023$55,000$40,262—
2022$2,297,652$1,378,743—
2022$55,000$36,602▲ $15,000
2021$1,253,403$1,253,403—
2021$40,000$33,275—
2020$1,253,403$1,253,403—
2020$40,000$30,250—

2025 property taxes (current owner): $40,270/yr

Estimated taxes if purchased at asking price: ~$43,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $662/sq ft; this home is listed at $922/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3324 Harbor Drive, St. Augustine, FL 32084Listed by CRYSTAL CLEAR REALTY, LLCJul 2026$710,000$3123/3.52,275601.1
328 Village Drive F, St. Augustine, FL 32084Listed by ST AUGUSTINE REALTYJun 2026$860,000$3923/2.52,1931331.7
47 Cortez Avenue, St. Augustine, FL 32080Listed by HOUSE & HAVENSep 2026$1,900,000$6624/3.52,8723911.8
45 Cortez Avenue, St. Augustine, FL 32080Listed by HOUSE & HAVENAug 2026$1,925,000$6704/3.52,8723461.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,700,000
Price / Sq Ft$922
Bedrooms3
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage2,929
Acres2.08 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
New ConstructionYes

Community Information

Address121 Relajado Way, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionVilano Beach
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size90,604.8 sq ft
Parcel Number1476900000

Amenities

AmenitiesPool, Beach Access, Elevator(s), Gated
UtilitiesCable Connected
Water SourcePublic
ParkingAttached, Garage, Gated
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Pantry, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories3

Exterior

Exterior FeaturesBalcony
Patio / PorchDeck

Additional Information

Date ListedMarch 7, 2026
Days on Market0
HOA Fees$650 / Monthly
HOA FrequencyMonthly
Tax Amount$40,270.33
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Vilano Beach

Vilano Beach is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Vilano Beach homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines