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This home is in Shearwater, St. Augustine — a new construction home in St. Johns County.

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Sold

Sold·Closed Oct 25, 2024·293 days on market·Recent sales in Shearwater·Shearwater

49 Victory Court

St. Augustine, FL 32092

$620,000sold priceListed at $662,724 · 93.6% of asking$216/sqftMLS# 1260279

Beds

Baths

2,877

Sq Ft

2024

Built

Garage

Pool

52 more homes for sale in Shearwater →Search Shearwater on the map

HOA $20/moSingle Family Residence1 storyNew construction

About this home

Shearwater

Experience living at its finest in the welcoming and glamorous Riverview floor plan.Gracefully designed with 4 Bedrooms & 3 full bathrooms, this home has a spacious open floor concept. The modern gourmet kitchen boasts a smart layout with an oversized presentation island with abundance of beautiful cabinetry and extended pantry. You'll have that much needed study to have a relaxing place to work from home or catch up on some reading. Sliding glass doors in the family and dining rooms pour natural light into the space and highlight the beautiful backyard view. The luxurious Owner's Retreat is extended for extra comfort with a fabulous spa-like bathroom featuring a walk-in shower and closet. A beautiful paver driveway and walkway leads to your large front porch. Live your perfect lifestyle in Shearwater with St. Johns County A+ rated schools and Resort Style Amenities!

Next steps in Shearwater

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,434

Property taxesest. at asking price, St. Johns County$825

HOAbilled annually$20

Estimated total, before insurance$4,279/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$620,000

Down Payment: 20%

$124,000

Interest Rate: 7.40%

Loan Term

Monthly Payment

$3,434

Principal & Interest: $3,434

Property taxes (est.): $825

Insurance (est.): $413

Estimated Total Monthly

$4,673

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 15, 2024Listed$662,724

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $236/sq ft; this home is listed at $230/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
164 Amalia Way, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLC	Sep 2026	$764,500	$247	4/3.5	3,094	11	0
254 Seaforth Drive, St. Augustine, FL 32092Listed by IHEART REALTY INC	Sep 2026	$494,500	$244	4/3	2,028	35	0.2
39 Donovan Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC	Sep 2026	$510,000	$219	4/2.5	2,327	46	0.2
31 Donovan Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC	Sep 2026	$545,000	$218	4/3	2,500	46	0.2
33 Martha Court, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLC	Aug 2026	$475,000	$200	4/3	2,380	57	0.2
21 Yardley Court, St. Augustine, FL 32092Listed by VREELAND REAL ESTATE LLC	Sep 2026	$580,000	$236	4/3	2,461	78	0.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$662,724

Price / Sq Ft$230

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,877

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusClosed

# of Garages2

Has PoolNo

Pool FeaturesNone

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryTimberlin Creek

MiddleSwitzerland Point

HighBeachside

Community Information

Address49 Victory Court, St. Augustine, FL 32092

Area304- 210 South

SubdivisionShearwater

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Dimensions60 x 120

Parcel Number00000000

ZoningPUD

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Kitchen Island, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Patio / PorchFront Porch, Porch, Screened

RoofShingle

ConstructionFiber Cement, Frame

Additional Information

Date ListedApril 15, 2024

Days on Market293

HOA Fees$236 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: WEEKLEY HOMES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

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