$499,5004 bd · 3 ba · 2,272 sq ft
Active·1 day on market
8582 NW 188 Avenue
Starke, FL 32091
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Starke
Brand-new construction on 6 stunning acres in Starke, FL offers 4 spacious bedrooms, 3 beautifully designed bathrooms, and a guest suite with its own private ensuite, ensuring comfort and privacy for everyone under the roof. A dedicated home office and 2-car garage round out the thoughtfully designed layout. At the heart of the home, a chef-inspired kitchen delivers where it counts -- 42' soft-close cabinetry, quartz countertops, and a showstopping walk-in pantry with custom built-in shelving. A modern split floorplan and stylish finishes throughout make this home as functional as it is beautiful. With 6 acres and no HOA or CDD, bring the boat, RV, and ATVs -- this property gives you the freedom and space to live life on your terms. Perfectly positioned between JAX, Camp Blanding, and Gainesville -- a true retreat with an easy commute. Backed by a builder's warranty! Estimated completion August 2027. Photos of a similar floorplan. Final specs and finishes may vary.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Read at the listing’s map pin. On a lot this size the zone can change across the property, and the pin may not be where the house stands.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2027)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,591 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Cecil Field Conservation Corridorabout 21 mi · 24.6 mi of trails
Closest public boat ramp
Camp Blanding FMA – Lowery Lake Boat Ramp (Saturday & Sunday Mornings Only)about 14 mi · Lowery Lake
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Nov 6, 2026Listed$499,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $220/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8344 NW 188 Street, Starke, FL 32091Listed by RIVER CITY RENTALS AND REALTY | Aug 2026 | $355,000 | $197 | 3/2 | 1,800 | 41 | 0.2 |
| 19262 NW 84th Avenue, Starke, FL 32091Listed by RAYTOWN HOMES & REALTY PLLC | Jan 2026 | $299,900 | $132 | 4/2 | 2,280 | 138 | 0.5 |
| 12240 NW 225 County Road, Starke, FL 32091Listed by FAULKNER REALTY, INC. | Jun 2026 | $269,000 | $135 | 4/2 | 1,998 | 45 | 0.7 |
| 12486 NW CR 225, Starke, FL 32091Listed by AMERICAN DREAM OF NORTHEAST FLORIDA | Jul 2025 | $245,000 | $151 | 4/2 | 1,620 | 19 | 0.8 |
| 8343 NW County Rd 229, Starke, FL 32091Listed by CW REALTY | Sep 2025 | $270,000 | $166 | 3/2 | 1,624 | 41 | 1.7 |
| 7785 NW CR 229A, Starke, FL 32091Listed by CW REALTY | Mar 2026 | $385,000 | $207 | 3/2 | 1,857 | 21 | 2.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RIVER CITY RENTALS AND REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
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