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Sold

Sold·Closed Aug 13, 2026·41 days on market

8344 NW 188 Street

Starke, FL 32091

$355,000sold priceListed at $369,000 · 96.2% of asking$197/sqftMLS# 2151018
3
Beds
2
Baths
1,800
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOA1.29 acresSingle Family Residence1 storyNew construction

About this home

Starke

Brand-NEW CONSTRUCTION on 1+ Acre, this move-in ready 3-bedroom, 2-bathroom home delivers 1,800 square feet of modern, thoughtfully designed living space in Starke. Vaulted ceilings in the living room create an impressive sense of space and openness, complemented by quartz countertops, brand-new appliances, and an open floorplan built for both everyday life and entertaining. The private owner's suite offers a true retreat, while the covered back lanai extends your living space outdoors -- perfect for year-round Florida enjoyment. A 2-car garage and 1+ unrestricted acre provide plenty of room for your boat, RV, or outdoor toys -- all with no HOA and no CDD. Perfectly situated just minutes from central Starke and within convenient reach of Jacksonville, Camp Blanding, Gainesville, and some of Florida's most beautiful state parks -- all with quick access to major roadways and backed by a builder's warranty. *Photos virtually enhaced with grass.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,966
Estimated total, before insurance$1,966/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$355,000
$71,000
Loan Term
Monthly Payment
$1,966
Principal & Interest: $1,966
Insurance (est.): $237
Estimated Total Monthly
$2,203
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~898 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 13, 2026Closed$369,000
  • Aug 6, 2026Pending$369,000
  • Jul 28, 2026Active Under Contract$369,000
  • Jun 17, 2026Listed$369,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8330 NW 188 Street, Starke, FL 32091Listed by RIVER CITY RENTALS AND REALTYAug 2026$325,000$2153/21,515350
12240 NW 225 County Road, Starke, FL 32091Listed by FAULKNER REALTY, INC.Jun 2026$269,000$1354/21,998450.6
19262 NW 84th Avenue, Starke, FL 32091Listed by RAYTOWN HOMES & REALTY PLLCJan 2026$299,900$1324/22,2801380.6
9910 W State Road 100, Starke, FL 32091Listed by CW REALTYJul 2026$449,900$3213/21,400891.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$369,000
Price / Sq Ft$205
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,800
Acres1.29 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleBradford
HighBradford

Community Information

Address8344 NW 188 Street, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size56,192.4 sq ft
Parcel Number00679000503

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofShingle

Additional Information

Date ListedJune 17, 2026
Days on Market41
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RIVER CITY RENTALS AND REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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