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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jul 11, 2025·19 days on market

12486 NW CR 225

Starke, FL 32091

$245,000sold priceListed at $249,900 · 98% of asking$151/sqftMLS# 2088020
4
Beds
2
Baths
1,620
Sq Ft
2013
Built
1
Garage
No
Pool
No HOA1.00 acresManufactured Home1 story

About this home

Starke

Welcome to your serene slice of Starke, Florida! This beautifully maintained mobile home features a interior of 1620 square feet, perfect for those who cherish both comfort and space. 4 cozy bedrooms and 2 large bathrooms, this home promises a leisurely lifestyle with rural charm. A 16x18 garage/workshop also gives extra storage space, on this 1 acres mostly fenced lot. The spacious primary bedroom offers privacy with the split floor open and airy layout and each room is infused with natural light. Situated just a few miles from vital amenities, you're just mins from schools, Grocery stores, Walmart, shopping centers and Doctors offices. Not to mention, movie theater, coffee shops, ice cream shop, and restaurants are all just a short drive. Whether you're a family looking for a perfect starter home or someone seeking a calm retreat from City life, this home blends functionality with ease of living. This home is more than a place - it's where your story begins.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,357
Estimated total, before insurance$1,357/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,846/yr · $154/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$245,000
$49,000
Loan Term
Monthly Payment
$1,357
Principal & Interest: $1,357
Insurance (est.): $163
Estimated Total Monthly
$1,520
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,433 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:32 AM, sunset 6:56 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,846/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $154/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12240 NW 225 County Road, Starke, FL 32091Listed by FAULKNER REALTY, INC.Jun 2026$269,000$1354/21,998450.1
18427 NW 75th Avenue, Starke, FL 32091Listed by FLORIDA HOMES REALTY & MTG LLCFeb 2026$305,000$2023/21,51250.5
8344 NW 188 Street, Starke, FL 32091Listed by RIVER CITY RENTALS AND REALTYAug 2026$355,000$1973/21,800410.6
8330 NW 188 Street, Starke, FL 32091Listed by RIVER CITY RENTALS AND REALTYAug 2026$325,000$2153/21,515350.6
19292 NW 84th Avenue, Starke, FL 32091Listed by FAULKNER REALTY, INC.Jun 2025$155,000$1353/11,150491.2
8343 NW County Rd 229, Starke, FL 32091Listed by CW REALTYSep 2025$270,000$1663/21,624411.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$249,900
Price / Sq Ft$154
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,620
Total Structure Area1,620 sq ft
Acres1.00 acres
Year Built2013
TypeResidential
Sub-TypeManufactured Home
StyleRanch
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryStarke
MiddleBradford
HighBradford

Community Information

Address12486 NW CR 225, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size43,560 sq ft
Parcel Number00692000200

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Other
SewerSeptic Tank
Water SourcePrivate, Well
ParkingDetached, Garage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionFew Trees
FencingFenced
RoofShingle
ConstructionVinyl Siding
Other StructuresWorkshop
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMay 16, 2025
Days on Market19
Tax Amount$1,845.79
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMERICAN DREAM OF NORTHEAST FLORIDA

Sold by: MOXII PRO REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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