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Sold

Sold·Closed Mar 16, 2026·21 days on market

7785 NW CR 229A

Starke, FL 32091

$385,000sold priceListed at $389,000 · 99% of asking$207/sqftMLS# 2125305
3
Beds
2
Baths
1,857
Sq Ft
1972
Built
—
Garage
No
Pool
No HOA1.66 acresSingle Family Residence1 story

About this home

Starke

Set on a peaceful 1.66-acre homesite, this well-maintained 3-bedroom, 2-bath home offers space, privacy, and room to make it your own. The layout is functional and comfortable, with original character complemented by numerous major upgrades already completed. Improvements include a roof less than 7 years old, new flooring installed in 2016, and major system updates completed in July 2020—including the HVAC system, hot water heater, and well—providing confidence for today's buyer. Outdoors, the property features a large 30x50 barn-style workshop ideal for storage, hobbies, equipment, or small business use. A whole house generator for peace of mind. With usable acreage and key updates in place, this property offers a wonderful opportunity to create a lasting family home with space to grow.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,133
Estimated total, before insurance$2,133/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$385,000
$77,000
Loan Term
Monthly Payment
$2,133
Principal & Interest: $2,133
Insurance (est.): $257
Estimated Total Monthly
$2,389
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $209/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8481 NW 210 Street, Starke, FL 32091Listed by JULIE MORROW PREMIER REALTY INCNov 2025$51,000$303/21,700950.7
8462 NW 210th Street, Starke, FL 32091Listed by EXIT INSPIRED REAL ESTATEAug 2025$224,000$1603/21,404360.7
22173 NW SR 16, Starke, FL 32091Listed by CW REALTYJan 2026$355,000$1515/32,3561001.2
10788 NW 225, Starke, FL 32091Listed by CW REALTYOct 2025$280,000$1983/21,416381.2
6401 229A County Road NW, Starke, FL 32091Listed by MOMENTUM REALTYSep 2025$139,900$1054/11,328521.3
21964 NW 85th Avenue, Starke, FL 32091Listed by CW REALTYSep 2026$259,900$1644/21,58061.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$389,000
Price / Sq Ft$209
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,857
Total Structure Area2,632 sq ft
Acres1.66 acres
Year Built1972
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address7785 NW CR 229A, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size72,309.6 sq ft
Parcel Number00577000100
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached Carport, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl, Wood
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchFront Porch, Side Porch
RoofMetal
ConstructionBrick
Other StructuresShed(s), Workshop
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJanuary 15, 2026
Days on Market21
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Sold by: JULIE MORROW PREMIER REALTY INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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