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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active Under Contract

$375,000Active Under Contract3 bd · 2 ba · 1,466 sq ft

Active Under Contract·7 days on market

1412 Nolan Road

Middleburg, FL 32068

$375,000$256/sqftEst. $2,044/mo mortgageMLS# 2172056
3
Beds
2
Baths
1,466
Sq Ft
1964
Built
—
Garage
No
Pool
FEMA Zone XNo HOA4.59 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Middleburg

A little country, a lot of possibilities! Enjoy the freedom and flexibility of over 4 acres at this Middleburg property, ideally located just a quarter-mile from the entrance to the expansive Jennings State Forest. This move-in-ready 3-bedroom, 2-bath home offers 1,466 square feet of comfortable living space, some thoughtful updates, and a welcoming covered front porch perfect for enjoying the peaceful country setting. The mostly cleared acreage, framed by natural woods along the perimeter, offers a wonderful combination of usable open space and a natural backdrop. Already set up for your rural lifestyle, the property features a 10' x 10' covered shelter with 3 horse stalls, an additional covered kennel, a work shed with electricity, and an additional storage shed. Bring your animals including goats, horses or chickens, grow your own vegetables and herbs, or take advantage of the abundant space for parking trailers, an RV, boats, work vehicles, and recreational toys. There's room for

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,044
Property taxesest. at asking price, Clay County$575
Estimated total, before insurance$2,619/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$2,044
Principal & Interest: $2,044
Property taxes (est.): $575
Insurance (est.): $250
Estimated Total Monthly
$2,869
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 4.6-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1964)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,514 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Nov 9, 2026Active Under Contract$375,000
  • Nov 3, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $147/sq ft; this home is listed at $256/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5665 Maverick, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$500,000$3982/21,2566330.3
1480 Brangus Road, Middleburg, FL 32068Listed by INTEGRITY REALTY & MANAGEMENT INCOct 2026$167,500$1473/21,1401010.4
1429 Wolf Trail, Middleburg, FL 32068Listed by CORE REALTY, LLCSep 2026$162,500$953/21,713310.4
1190 Lenda Lane 1, Middleburg, FL 32068Listed by RIVER CITY RENTALS AND REALTYAug 2025$235,000$1573/21,493130.6
5705 Short Horn Road, Middleburg, FL 32068Listed by SMILEEHOUSE AUCTION CO LLCMar 2026$135,000$1083/21,24830.7
5255 Peggy Lane, Middleburg, FL 32068Listed by BEACH STATE REALTYFeb 2026$88,000$743/21,186410.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$375,000
Price / Sq Ft$256
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,466
Acres4.59 acres
Year Built1964
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo

School Information

ElementaryClay Hill
MiddleWilkinson

Community Information

Address1412 Nolan Road, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionWest Big Branch
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size199,940.4 sq ft
Parcel Number25042300023100000
ZoningAgricultural

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther
ViewTrees/Woods

Interior

Interior FeaturesEat-in Kitchen, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingElectric
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionAgricultural, Few Trees
Patio / PorchDeck, Front Porch
FencingCross Fenced
RoofMetal
ConstructionVinyl Siding
Other StructuresShed(s), Stable(s)
Road SurfaceAsphalt

Additional Information

Date ListedNovember 3, 2026
Days on Market7
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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