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Active

Active·42 days on market

1480 Brangus Road

Middleburg, FL 32068

$174,900$153/sqftEst. $931/moMLS# 2148499

Beds

Baths

1,140

Sq Ft

1984

Built

—

Garage

Pool

About this home

Middleburg

Welcome home to this charming mobile home situated on just under an acre of land, offering the perfect blend of privacy, space, and potential. Featuring a refreshed interior, this home is move-in ready and waiting for its new owner to make it their own. Nestled off the road, the property provides a peaceful setting with plenty of room to enjoy outdoor living. The fenced yard offers security for pets, children, or gardening enthusiasts, while the expansive lot provides endless possibilities for workshops, storage, recreational vehicles, or creating your dream homestead. Whether you're looking for a quiet retreat, space to grow a garden, or room for hobbies and projects, this property delivers the flexibility you've been searching for. Enjoy country-style living with the convenience of nearby amenities. Schedule your showing today and discover all the opportunities this unique property has to offer!

Cost to own

Mortgage calculator

Home Price

$174,900

Down Payment: 20%

$34,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$883

Principal & Interest: $883

Est. Taxes & Insurance: $221

Estimated Total Monthly

$1,104

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$931

Property taxesest. at asking price, Clay County$268

Estimated total, before insurance$1,199/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$50,035	$29,730	—
2024	$36,923	$27,028	—
2023	$32,568	$24,571	—
2022	$22,338	$22,338	—
2021	$22,358	$22,358	—
2020	$22,378	$22,378	—

2025 property taxes (current owner): $939/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,522 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History