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Sold

Sold·Closed Mar 20, 2026·3 days on market

5705 Short Horn Road

Middleburg, FL 32068

$135,000sold priceListed at $139,999 · 96.4% of asking$108/sqftMLS# 2134144
3
Beds
2
Baths
1,248
Sq Ft
1998
Built
—
Garage
No
Pool
No HOA1.03 acresMobile Home1 story

About this home

Middleburg

Incredible property at an unbeatable price! This 3-bedroom, 2-bath mobile home sits on a beautiful 1-acre lot, offering the perfect opportunity to enjoy peaceful country living. The spacious property provides plenty of room for a deck, shed, workshop, or additional outdoor features to make it truly your own. While the home could use a little TLC, it presents an excellent opportunity to customize and add value. Properties at this price with this much land don't last long--schedule your showing before it's gone!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$748
Property taxesest. at asking price, Clay County$207
Estimated total, before insurance$955/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$727/yr · $61/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$135,000
$27,000
Loan Term
Monthly Payment
$748
Principal & Interest: $748
Property taxes (est.): $207
Insurance (est.): $90
Estimated Total Monthly
$1,045
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,684 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:27 AM, sunset 7:02 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $727/yr

Estimated taxes if purchased at asking price: ~$2,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Mar 10, 2026Listed$139,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $112/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5402 Angus Road, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATEAug 2026$245,000$2272/11,0801411.1
5214 CR 218, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCJun 2025$345,000$2303/21,500411.3
5310 Jacaranda Avenue, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATEJun 2026$285,000$1834/21,56051.6
2024 Catherine Lane, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATEJul 2026$76,000$743/21,03231.7
2012 Teal Lane, Middleburg, FL 32068Listed by AT HOME REALTY SERVICES, LLC.Sep 2026$200,000$1992/11,0061582.1
1684 Freedom Drive, Middleburg, FL 32068Listed by REAL BROKER LLCJun 2026$276,000$1764/21,5681672.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$139,999
Price / Sq Ft$112
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,248
Total Structure Area1,248 sq ft
Acres1.03 acres
Year Built1998
TypeResidential
Sub-TypeMobile Home
StyleTraditional
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryClay Hill
MiddleWilkinson

Community Information

Address5705 Short Horn Road, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionWest Big Branch
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size44,866.8 sq ft
Parcel Number25042300022300000

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Open Floorplan
AppliancesNone
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionFew Trees
FencingBack Yard
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedMarch 10, 2026
Days on Market3
Tax Amount$727.26
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SMILEEHOUSE AUCTION CO LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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