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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$475,0003 bd · 2 ba · 2,036 sq ft

Active·10 days on market

2567 Hollyhock Avenue

Middleburg, FL 32068

$475,000$233/sqftEst. $2,590/mo mortgageMLS# 2171686
3
Beds
2
Baths
2,036
Sq Ft
1992
Built
2
Garage
No
Pool
FEMA Zone XNo HOA1.14 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Middleburg

Welcome home to this beautifully updated ranch-style home offering 3 bedrooms, 2 bathrooms, approximately 2,036 square feet of living space, on 1.14 approx acres! This property features a desirable split opportunity for additional living space with a potential in-law suite attached to the detached garage, offering flexibility for guests, extended household needs, or a private workspace. The additional space is not included in the home's stated square footage. Numerous updates throughout provide added value and peace of mind, including a roof replaced in 2020, HVAC system approximately 2016, new water heater in 2026, updated interior doors, and fresh professional interior paint. The bathroom was remodeled in 2026, and the kitchen features an upgraded stove, dishwasher, and microwave, also updated in 2026. Outside, enjoy new fencing installed in 2025, a millings driveway completed in 2024, and a new screened porch on

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,590
Property taxesest. at asking price, Clay County$728
Estimated total, before insurance$3,318/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,497/yr · $375/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,590
Principal & Interest: $2,590
Property taxes (est.): $728
Insurance (est.): $317
Estimated Total Monthly
$3,634
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 1.1-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,656 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:49 AM, sunset 5:34 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,497/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 31, 2026Active$475,000
  • Oct 29, 2026Listed$475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $233/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2549 Snapdragon Avenue, Middleburg, FL 32068Listed by WATSON REALTY CORPJul 2026$255,000$1693/21,51220.5
4653 Calendula Avenue, Middleburg, FL 32068Listed by MOXII PRO REALTYJul 2026$312,000$1374/22,27840.5
4835 Timothy Street, Middleburg, FL 32068Listed by EXIT INSPIRED REAL ESTATEJul 2026$142,000$954/21,50000.6
2482 Oleander Avenue, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCAug 2026$394,000$1973/22,0001110.7
2414 Daisy Street, Middleburg, FL 32068Listed by MAGNOLIA & OAK REAL ESTATE COMPANY LLCJul 2026$348,000$2303/21,512350.8
2489 Cosmos Avenue, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$275,000$1214/22,280170.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$475,000
Price / Sq Ft$233
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,036
Acres1.14 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryWilkinson
MiddleWilkinson

Community Information

Address2567 Hollyhock Avenue, Middleburg, FL 32068
Area145-middleburg-SW
SubdivisionMetes & Bounds
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size49,658.4 sq ft
Parcel Number16052400595558200

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Carport, Detached, Detached Carport, Garage, Off Street, RV Access/Parking

Interior

Interior FeaturesGuest Suite, Pantry
AppliancesElectric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne

Exterior

Exterior FeaturesFire Pit, Other
Patio / PorchPatio
FencingBack Yard, Privacy, Wire
RoofShingle
Other StructuresGuest House
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedOctober 31, 2026
Days on Market10
Tax Amount$4,496.92
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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