$700,0005 bd · 4.5 ba · 3,800 sq ft
Active·6 days on market
2823 Ravines Road
Middleburg, FL 32068
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Middleburg
Some homes are made for entertaining, others for relaxing. This one gives you the best of both! Tucked away in The Ravines, this beautiful brick home offers 5 bedrooms, 5 bathrooms, and plenty of space to make it your own, including a flexible room perfect for a home office. Inside, rich hardwood floors, crown molding, and warm traditional finishes create an inviting atmosphere, while the spacious kitchen and living areas make gathering with family and friends easy. But the real showstopper is out back! Imagine weekends spent lounging by your screened in saltwater pool, unwinding in the spa, or hosting friends around your enclosed air-conditioned summer kitchen! Beyond the pool, a large fenced backyard overlooks a peaceful preserve, giving you the privacy and natural surroundings that are hard to find. Whether you love to entertain or simply enjoy a little peace and quiet, this home has something for everyone!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,591 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 11 mi · 4.6 mi of trails
Closest public boat ramp
Middleburg (Main Street) Public Boat Rampabout 1 mi · North Fork Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Indian Ford Paddling Accessabout 5 mi · Black Creek North Fork
Closest grocery store
Walmart Supercenterabout 9 mi · 10000 Omni Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Oct 29, 2026Listed$700,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $184/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2856 Ravines Road, Middleburg, FL 32068Listed by MAXREV, LLC | Sep 2026 | $540,000 | $169 | 4/2 | 3,188 | 24 | 0.2 |
| 3770 Creek Hollow Lane, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jan 2026 | $425,000 | $149 | 4/2.5 | 2,856 | 78 | 0.4 |
| 4020 Half Moon Circle, Middleburg, FL 32068Listed by TOP SOURCE REALTY LLC | Feb 2026 | $331,000 | $85 | 6/4.5 | 3,900 | 113 | 1 |
| 2491 Jennings Farm Drive, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INC | Oct 2026 | $531,990 | $193 | 4/3 | 2,754 | 79 | 1.4 |
| 2280 Brannings Sawmill Court, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INC | May 2026 | $553,990 | $169 | 4/4 | 3,285 | 48 | 1.4 |
| 2220 Palisade Point, Middleburg, FL 32068Listed by OLYMPUS EXECUTIVE REALTY, INC | Apr 2026 | $736,479 | $209 | 5/3.5 | 3,518 | 0 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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