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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

$425,000Sold4 bd · 2.5 ba · 2,856 sq ft

Sold·Closed Jan 5, 2026·78 days on market

3770 Creek Hollow Lane

Middleburg, FL 32068

$425,000sold priceListed at $425,000 · 100% of asking$149/sqftMLS# 2108572
4
Beds
2.5
Baths
2,856
Sq Ft
1991
Built
2
Garage
No
Pool
HOA $92/mo0.48 acresSingle Family Residence2 stories

About this home

Middleburg

Tucked away in the peaceful, tree-lined community of The Ravines, known for its custom homes, large lots, and breathtaking landscape, sits a charming home on a spacious, nearly half-acre, fully fenced lot. Enjoy serenity while being just five miles from shopping and dining: a quiet retreat with everyday conveniences. A welcoming front patio with brick accents greets you as you arrive. Step inside, and 34 large windows flood the home with natural light, immersing you in the lush greenery surrounding the property. Fresh paint and new flooring throughout bring a modern, airy aesthetic to the warm, inviting atmosphere. Recent upgrades include a 2-year-old HVAC system upstairs, along with a new HVAC system downstairs and a new water heater, both installed in 2025, adding comfort and efficiency throughout the home. To the right of the foyer is a formal dining room with a stylish built-in serving station

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,317
Property taxesest. at asking price, Clay County$651
HOAbilled monthly$92
Estimated total, before insurance$3,060/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $149/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3967 Lake Crest Terrace, Middleburg, FL 32068Listed by FREEDOM REALTY GROUP LLCSep 2026$347,500$1534/32,274960.2
4032 Edgeland Trail, Middleburg, FL 32068Listed by KALLAM REALTY GROUP PLLCOct 2026$395,000$1724/22,2921080.3
3923 Lake Crest Terrace, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$315,000$1564/22,020100.3
2856 Ravines Road, Middleburg, FL 32068Listed by MAXREV, LLCSep 2026$540,000$1694/23,188240.4
2725 Ravine Hill Drive, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$340,000$1494/2.52,2801290.4
3804 Nature Walk Court, Middleburg, FL 32068Listed by REALHOME SERVICES AND SOLUTIONS INCSep 2026$255,150$1235/32,0671000.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$149
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,856
Acres0.48 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryShadowlawn
MiddleLake Asbury

Community Information

Address3770 Creek Hollow Lane, Middleburg, FL 32068
Area142-Middleburg East
SubdivisionRavines
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size20,995.92 sq ft
Parcel Number13052402138808042

Amenities

AmenitiesGated, Park, Playground
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther, Attached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories2
SecurityGated with Guard

Exterior

Exterior FeaturesFire Pit
Lot DescriptionMany Trees
Patio / PorchFront Porch, Patio, Screened
FencingBack Yard, Other
ConstructionBrick, Vinyl Siding

Additional Information

Date ListedSeptember 12, 2025
Days on Market78
HOA Fees$92 / Monthly
HOA FrequencyMonthly
HOA NameRavines HOA
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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