Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 64
Active

$649,9005 bd · 4 ba · 3,213 sq ft

Active·18 days on market

148 S Coopers Hawk Way

Palm Coast, FL 32164

$649,900$202/sqftEst. $3,543/mo mortgageMLS# 2170494
↓ $10,000 below original list
5
Beds
4
Baths
3,213
Sq Ft
2019
Built
3
Garage
No
Pool
FEMA Zone XHOA $120/mo7,841 sqft lotWaterfrontSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

Virtually Staged. Designed for the way you truly want to live, this beautifully appointed five-bedroom, four-bath residence pairs generous living spaces with thoughtful upgrades, flexible accommodations and a backyard setting that feels worlds away. Hand-scraped wood flooring carries through the main living areas and primary suite, while double tray ceilings, crown molding, custom lighting and a striking built-in wall unit with gas fireplace give the living room warmth and character. At the heart of the home, the gourmet kitchen brings together granite countertops, a beautifully curated stone backsplash, 42-inch cabinetry, stainless steel appliances, farmhouse sink, walk-in pantry and a beadboard-accented center island. Under- and over-cabinet lighting adds both function and ambiance, making this a kitchen equally suited to busy mornings and evenings spent entertaining. The primary suite offers a private retreat with a double tray ceiling and an impressive bath featuring dual closets

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,543
HOAbilled quarterly$120
Estimated total, before insurance$3,663/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,738/yr · $478/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$649,900
$129,980
Loan Term
Monthly Payment
$3,543
Principal & Interest: $3,543
Insurance (est.): $433
Estimated Total Monthly
$3,977
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · Palm Coast - building count > 0 within city limits

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 6:45 AM, sunset 5:32 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,738/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 27, 2026Price change$649,900−$10,000
  • Oct 22, 2026Listed$659,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $202/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
213 S Coopers Hawk Way, Palm Coast, FL 32164Listed by REAL BROKER LLCDec 2025$695,000$2165/43,213250.3
139 N Starling Drive, Palm Coast, FL 32164Listed by REAL BROKER LLCJan 2026$400,000$1725/32,329370.4
11 Windmill Palm Way, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$585,000$1994/42,94500.6
304 Grand Landings Parkway, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2025$482,500$1944/32,4931620.6
300 Grand Landings Parkway, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2025$525,000$2114/32,4931420.6
499 Grand Landings Parkway SW, Palm Coast, FL 32164Listed by LPT REALTY LLCMay 2026$490,000$1964/32,498460.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$649,900
Price / Sq Ft$202
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,213
Total Structure Area7,797 sq ft
Acres0.18 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes
Direction FacesSouthwest

School Information

This listingNo schools reported in the MLS
ElementaryBunnell, reported on 9 other Grand Landings listings
MiddleBuddy Taylor, reported on 11 other Grand Landings listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address148 S Coopers Hawk Way, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionGrand Landings
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size7,840.8 sq ft
Parcel Number2012312960000000040
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Playground
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Available, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Central Vacuum, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate

Exterior

Exterior FeaturesFire Pit, Outdoor Shower
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Rear Porch, Screened
RoofShingle
ConstructionFrame, Stone, Stucco
Other StructuresOutdoor Kitchen
Road SurfacePaved

Additional Information

Date ListedOctober 22, 2026
Days on Market18
HOA Fees$360 / Quarterly
HOA FrequencyQuarterly
HOA NameProperty Advisors Management
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,737.76
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REMAX SELECT PROFESSIONALS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines