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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Sold

Sold·Closed Jun 30, 2026·0 days on market

11 Windmill Palm Way

Palm Coast, FL 32164

$585,000sold priceListed at $585,000 · 100% of asking$199/sqftMLS# 2147956
4
Beds
4
Baths
2,945
Sq Ft
2026
Built
3
Garage
No
Pool
HOA $33/moSingle Family Residence1 storyNew construction

About this home

Palm Coast

The Avalon Bonus floor plan embodies modern luxury and spacious living, spanning 2945square feet across one meticulously designed level. With 4 bedrooms and 4 bathrooms, including a lavish ensuite in the primary bedroom, this layout provides a serene sanctuary for relaxation and rejuvenation. Seamlessly integrating the expansive living, dining, and kitchen areas in an open-concept design, it offers an ideal setting for both casual gatherings and formal entertaining. The rare addition of a 3-car garage provides ample space for vehicles and storage, prioritizing convenience in this elegant home. The Avalon floor plan represents the pinnacle of contemporary living, blending impeccable craftsmanship with unparalleled comfort and style. ** Photos are representative of a Avalon Bonus Floorplan

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,240
HOAbilled annually$33
Estimated total, before insurance$3,273/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,479/yr · $207/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$585,000
$117,000
Loan Term
Monthly Payment
$3,240
Principal & Interest: $3,240
Insurance (est.): $390
Estimated Total Monthly
$3,630
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,479/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $199/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11 Bottlebrush Lane, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$409,990$1834/32,246500.9
27 Windmill Palm Way, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$439,990$1764/32,4932071.1
30 Windmill Palm Way, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$470,000$1435/33,28501.1
24 Windmill Palm Way, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$475,000$1724/32,754471.1
22 Windmill Palm Way, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$500,000$1525/33,285831.1
28 Windmill Palm Way, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INCJun 2026$474,990$1614/42,945521.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$585,000
Price / Sq Ft$199
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage2,945
Total Structure Area3,445 sq ft
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUnder Construction
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesNorth

School Information

ElementaryBunnell
MiddleBuddy Taylor

Community Information

Address11 Windmill Palm Way, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionSeminole Trace
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Parcel Number29-12-31-2965-00000-0030
ZoningResidential

Amenities

AmenitiesPool, Dog Park, Jogging Path, Pickleball
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Connected, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Sprinklers In Front, Sprinklers In Rear, Zero Lot Line
RoofShingle
ConstructionComposition Siding, Fiber Cement, Frame, Stucco, Wood Siding
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMay 31, 2026
Days on Market0
HOA Fees$393 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$2,479.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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