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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·2 days on market

55 Preakness Plaza

Orange Park, FL 32073

$340,000$173/sqftEst. $1,883/moMLS# 2168619
3
Beds
2.5
Baths
1,969
Sq Ft
1976
Built
2
Garage
No
Pool
FEMA Zone XHOA $8/mo0.45 acresSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Welcome to this charming 3-bedroom, 2.5-bath home situated on a spacious 0.45-acre lot in the established Park West neighborhood of Orange Park. Wood flooring adds warmth and character to the living spaces, while the wood-burning fireplace creates a cozy atmosphere for relaxing or entertaining. Two new water heaters installed in 2026 provide added convenience. Step outside to enjoy the spacious screened rear porch, perfect for relaxing and enjoying the fresh air. The expansive backyard features a new fence, offering plenty of space for outdoor activities, gardening, or entertaining, while the large driveway provides ample parking. Conveniently located near Blanding Boulevard and Kingsley Avenue, with easy access to Orange Park Mall, grocery stores, restaurants, and shopping. I-295 and NAS Jacksonville are also within convenient reach. Enjoy the combination of a spacious property, established neighborhood, and convenient Orange Park location.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,883
Property taxesest. at asking price, Clay County$521
HOAbilled annually$8
Estimated total, before insurance$2,413/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,597/yr · $300/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$340,000
$68,000
Loan Term
Monthly Payment
$1,883
Principal & Interest: $1,883
Property taxes (est.): $521
Insurance (est.): $227
Estimated Total Monthly
$2,631
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,720 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,597/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 9, 2026Listed$340,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2111 Kappa Court, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$430,000$1905/32,25830.1
3618 Red Oak Circle W, Orange Park, FL 32073Listed by HERRON REAL ESTATE LLCAug 2026$369,000$2213/21,66600.4
685 Bowie Boulevard, Orange Park, FL 32073Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAAug 2026$290,000$1823/21,59630.9
778 Ennis Drive, Orange Park, FL 32073Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$345,000$1534/32,25251
2849 Cedarcrest Drive, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$210,000$864/22,43621
1310 Dolphin Street, Orange Park, FL 32073Listed by MAXXUM REALTY SERVICES, INC.Sep 2026$370,000$2044/21,814641.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$340,000
Price / Sq Ft$173
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,969
Acres0.45 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionFixer
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address55 Preakness Plaza, Orange Park, FL 32073
Area135-Park West/Montclair
SubdivisionPark West
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size19,602 sq ft
Parcel Number18042602026403800
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, On Street

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchFront Porch, Rear Porch, Screened
FencingFenced, Back Yard
RoofShingle

Additional Information

Date ListedOctober 9, 2026
Days on Market1
HOA Fees$100 / Annually
HOA FrequencyAnnually
Tax Amount$3,596.79
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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