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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$409,9005 bd · 3 ba · 2,575 sq ft

Active·24 days on market

1097 Moosehead Drive

Orange Park, FL 32065

$409,900$159/sqftEst. $2,235/mo mortgageMLS# 2168279
5
Beds
3
Baths
2,575
Sq Ft
2005
Built
2
Garage
No
Pool
FEMA Zone XHOA $7/mo6,534 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Welcome to your new home in Oakleaf Plantation. If you are looking for lots of space this recently renovated home is for you! Covered entry leads to an open concept living space featuring dedicated formal dining area. Huge kitchen features pantry area, new stainless appliances, high end cabinets and has tons of counter space for functionality! Split bedrooms with 3 full bathrooms provides comfort and privacy. Large master suite features walk-in closets and private bath. Fenced yard with lovely covered rear porch sitting area. Attached garage with high end HP Spartacote coated concrete, resistant to oil, brake fluid and grease, allowing you to fully realize the garage as a workspace. BRAND NEW ROOF AND AC! All within the Oakleaf Plantation community with parks, walking trails, clubhouse, gym, pools, parks, and more! Tons of nearby shopping and dining, with easy access to main roads for commuters. Don't miss your opportunity for resort style living at a great price!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,235
Property taxesest. at asking price, Clay County$628
HOAbilled annually$7
Estimated total, before insurance$2,870/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,529/yr · $627/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$409,900
$81,980
Loan Term
Monthly Payment
$2,235
Principal & Interest: $2,235
Property taxes (est.): $628
Insurance (est.): $273
Estimated Total Monthly
$3,136
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,642 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,529/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Active$409,900
  • Oct 7, 2026Listed$409,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $169/sq ft; this home is listed at $159/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1034 Drakefeather Drive, Orange Park, FL 32065Listed by DISCOVER REALTY INCOct 2026$317,900$1693/21,878360.3
3243 Millpond Court, Orange Park, FL 32065Listed by HERRON REAL ESTATE LLCSep 2026$325,000$1664/21,955190.6
3168 Stonebrier Ridge Drive, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$420,000$1704/22,46490.7
2970 Piedmont Manor Drive, Orange Park, FL 32065Listed by 1 REALTY CORPSep 2026$389,900$1624/22,401380.9
3445 Golden Eye Drive, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$439,990$1614/42,7281101
3433 Golden Eye Drive, Orange Park, FL 32065Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$405,000$1854/32,188921

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$409,900
Price / Sq Ft$159
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,575
Acres0.15 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryOakleaf Village, reported on 5 other Cannons Point listings
MiddleOakleaf Jr High, reported on 7 other Cannons Point listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1097 Moosehead Drive, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionCannons Point
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size6,534 sq ft
Parcel Number05042500786801602

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path, Park, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsTwo

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Rear Porch
FencingBack Yard, Other
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedOctober 17, 2026
Days on Market24
HOA Fees$85 / Annually
HOA FrequencyAnnually
HOA NameOakleaf Plantation East
Tax Amount$7,528.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WHOLESALE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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