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Sold

$405,000Sold4 bd · 3 ba · 2,188 sq ft

Sold·Closed Sep 29, 2026·92 days on market

3433 Golden Eye Drive

Orange Park, FL 32065

$405,000sold priceListed at $399,990 · 101.3% of asking$185/sqftMLS# 2150176
4
Beds
3
Baths
2,188
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $68/mo7,405 sqft lotSingle Family Residence2 storiesNew construction

About this home

Orange Park

The Cambridge II floor plan embodies modern living with its thoughtful design and spacious layout spanning 2,188 square feet. Featuring four bedrooms and three elegantly appointed bathrooms, this home offers versatility and comfort for residents and guests alike. The heart of the home lies in its open-concept living and dining areas, providing a welcoming space for gatherings and everyday living. The well-equipped kitchen is perfect for culinary enthusiasts, boasting contemporary amenities and ample storage space. Completing the picture is a convenient two-car garage, ensuring both security and convenience. With its stylish architecture and practical layout, the Cambridge II floor plan is designed to elevate the everyday living experience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,208
Property taxesest. at asking price, Clay County$621
HOAbilled annually$68
Estimated total, before insurance$2,897/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$637/yr · $53/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Pasco County Utilities service address · Public water · Pasco County Utilities water lateral intersects parcel

County records show this parcel on central sewer served by Pasco County Utilities service address — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,822 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:46 AM, sunset 5:36 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$60,000$29,040—
2024$30,000$26,400—
2023$24,000$24,000—

2025 property taxes (current owner): $637/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 29, 2026Closed$399,990
  • Sep 11, 2026Pending$399,990
  • Aug 14, 2026Price change$399,990−$20,000
  • Jun 11, 2026Listed$419,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $185/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3445 Golden Eye Drive, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$439,990$1614/42,7281100
846 Point Heron Loop, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$436,990$1754/32,500980.1
3512 Belstead Way, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$330,000$1933/21,7113140.5
1034 Drakefeather Drive, Orange Park, FL 32065Listed by DISCOVER REALTY INCOct 2026$317,900$1693/21,878360.8
674 Scarlet View Court, Orange Park, FL 32073Listed by CROSSVIEW REALTYSep 2026$308,000$1883/21,634810.8
3473 Kindlewood Drive, Middleburg, FL 32068Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$404,490$1894/32,139490.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,990
Price / Sq Ft$183
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,188
Total Structure Area2,818 sq ft
Acres0.17 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesEast

School Information

ElementaryOrange Park
MiddleOrange Park

Community Information

Address3433 Golden Eye Drive, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionWilford Oaks
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size7,405.2 sq ft
Parcel Number09-04-25-007878-002-65
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Playground
UtilitiesCable Available, Electricity Available, Electricity Connected, Water Available
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewOther

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Electric Range, Microwave
HeatingCentral, Heat Pump
CoolingElectric
FlooringCarpet, Tile
# of Stories2
LevelsOne
LaundryIn Unit, Lower Level
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared, Irregular Lot
Patio / PorchPatio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJune 12, 2026
Days on Market92
HOA Fees$815 / Annually
HOA FrequencyAnnually
HOA NameFloridian Property Management
Tax Amount$637.12
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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