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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·4 days on market

6128 Bucking Bronco Drive

Jacksonville, FL 32234

$280,000$173/sqftEst. $1,551/moMLS# 2167984
3
Beds
2
Baths
1,618
Sq Ft
2022
Built
2
Garage
No
Pool
FEMA Zone AEHOA $9/mo12,632 sqft lotWaterfrontSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Enjoy peaceful pond views from this light and bright 3-bedroom, 2-bath home in Winchester Ridge. Backing to a scenic pond, the home offers a serene setting with a fenced backyard and plenty of space to enjoy the outdoors. Inside, an open floor plan creates an inviting flow between the spacious great room, living and dining areas. The well-appointed kitchen features an island with breakfast bar seating, pantry, and stainless steel appliances, making it easy to stay connected to the main living spaces. The large primary bedroom offers a private retreat with an ensuite bath featuring a walk-in shower and dual sinks, plus a generous walk-in closet. Two additional bedrooms share a full bath, while a dedicated laundry room adds everyday convenience. A 2-car garage provides additional storage and parking. Winchester Ridge amenities include a community pool, fitness center, and park.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,551
Property taxesest. at asking price, Duval County$457
HOAbilled annually$9
Estimated total, before insurance$2,017/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,184/yr · $515/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$280,000
$56,000
Loan Term
Monthly Payment
$1,551
Principal & Interest: $1,551
Property taxes (est.): $457
Insurance (est.): $187
Estimated Total Monthly
$2,195
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,602 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,184/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 6, 2026Listed$280,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6152 Bucking Bronco Drive, Jacksonville, FL 32234Listed by TRINITY REAL ESTATE III LLCJun 2026$199,500$1233/21,618830
15679 Strawberry Roan Court, Jacksonville, FL 32234Listed by REID REAL ESTATE GROUP, LLCSep 2026$223,500$1383/21,618710.1
15773 Equine Gait Drive, Jacksonville, FL 32234Listed by HOUWZER, INC.Aug 2026$231,715$1653/21,4021030.1
6111 Bucking Bronco Drive, Jacksonville, FL 32234Listed by MOMENTUM REALTYMay 2026$280,000$1733/21,618360.1
6482 Bucking Bronco Drive, Jacksonville, FL 32234Listed by VENTURE DEVELOPMENT REALTYOct 2026$249,900$1783/21,4021320.2
15765 Palfrey Chase Drive, Jacksonville, FL 32234Listed by KELLER WILLIAMS FIRST COAST REALTYJul 2026$285,000$1544/21,856650.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$280,000
Price / Sq Ft$173
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,618
Acres0.29 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address6128 Bucking Bronco Drive, Jacksonville, FL 32234
Area066-Cecil Commerce Area
SubdivisionWinchester Ridge
CityJacksonville
CountyDuval
StateFL
Zip Code32234
Lot Size12,632.4 sq ft
Parcel Number0011200355

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Park, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyDoors, Windows
ParkingAdditional Parking, Attached, Garage
ViewPond, Trees/Woods, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

FencingFenced, Back Yard
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedOctober 6, 2026
Days on Market5
HOA Fees$108 / Annually
HOA FrequencyAnnually
HOA NameWinchester Ridge
Tax Amount$6,183.74
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REDFIN CORPORATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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