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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Avondale, Jacksonville.

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Active

Active·Listed today·Avondale

2987 Collier Avenue

Jacksonville, FL 32205

$390,000$296/sqftEst. $2,135/moMLS# 2167802
2
Beds
2
Baths
1,316
Sq Ft
1926
Built
—
Garage
No
Pool

44 more homes for sale in Avondale →Search Avondale on the map

No HOA4,356 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Avondale

This charming 1926 turn-key duplex in one of Jacksonville's most desirable urban neighborhoods combines historic character, walkability and established rental income. The home has two one bedroom, one-bath apartments, each with its own front and rear entrance. Each includes light-filled spaces with separate living and sleeping areas, an open office area, kitchens and baths, in-unit washer and dryers, electronic keyless entry, and a shady, shared backyard. This classic bungalow style duplex retains many of the original details that make historic properties special, including original hardwood floors, period wood trim, glass doorknobs, a decorative fireplace in one unit, and prairie-style windows.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,135
Property taxesest. at asking price, Duval County$637
Estimated total, before insurance$2,772/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,230/yr · $436/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$390,000
$78,000
Loan Term
Monthly Payment
$2,135
Principal & Interest: $2,135
Property taxes (est.): $637
Insurance (est.): $260
Estimated Total Monthly
$3,032
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1926)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,610 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$2,570,652$984,654—
2025$254,975$254,975▼ $10,199
2024$2,273,224$956,196▲ $18,750
2024$265,174$261,957—
2023$2,014,999$926,889—
2023$238,143$238,143▼ $27,031
2022$1,767,494$898,436—
2022$193,452$181,528—
2021$1,330,988$870,812—
2021$172,725$165,026▲ $22,701
2020$1,303,042$858,099—
2020$150,024$150,024—

2025 property taxes (current owner): $5,230/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 4, 2026Listed$390,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$390,000
Price / Sq Ft$296
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,316
Acres0.10 acres
Year Built1926
TypeResidential
Sub-TypeSingle Family Residence
StyleHistoric, Half Duplex
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address2987 Collier Avenue, Jacksonville, FL 32205
Area032-Avondale
SubdivisionAvondale
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size4,356 sq ft
Parcel Number0632500000

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOff Street, On Street

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDryer, Electric Range, Electric Water Heater, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Historic Area
FencingPrivacy, Wood
RoofShingle
ConstructionWood Siding
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedOctober 4, 2026
Days on Market2
Tax Amount$5,230.36
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COWFORD REALTY & DESIGN LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Avondale

Avondale is a neighborhood in Jacksonville, FL (Duval County), ZIP 32205.

View all Avondale homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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