This home is in Jacksonville.

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Active

Active·68 days on market

101 E 7th Street

Jacksonville, FL 32206

$362,900$188/sqftEst. $1,932/moMLS# 2144362

Beds

Baths

1,931

Sq Ft

1902

Built

—

Garage

Pool

About this home

Jacksonville

Rare opportunity in the heart of historic Springfield! This beautifully renovated 1902 residence blends timeless charm w/ modern design, offering 4 bedrooms, 3 bathrooms, and inviting living spaces filled w/ natural light. Located on a desirable corner lot, this home features impressive ceiling heights, thoughtful updates, and a layout perfect for both everyday living and entertaining. The updated kitchen showcases elegant quartz countertops, an oversized island, and modern finishes that elevate the space. Cozy gathering areas, including a fireplace, create the perfect place to relax and unwind. Enjoy a fenced, low-maintenance yard ideal for outdoor entertaining, pets, or simply enjoying the Florida lifestyle, plus the rare convenience of private off-street parking. Just moments from Springfield's popular restaurants, breweries, coffee shops, nightlife, and local events, this home offers the perfect combination of historic character, modern comfort, and walkable neighborhood living.

Cost to own

Mortgage calculator

Home Price

$362,900

Down Payment: 20%

$72,580

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,845

Principal & Interest: $1,845

Est. Taxes & Insurance: $461

Estimated Total Monthly

$2,306

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,932

Property taxesest. at asking price, Duval County$593

Estimated total, before insurance$2,524/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$154,168	$154,168	—
2024	$154,397	$154,397	—
2023	$158,565	$136,158	—
2022	$136,738	$123,780	—
2021	$112,528	$112,528	—
2020	$108,644	$108,644	—

2025 property taxes (current owner): $3,119/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1902)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,645 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History