This home is in Jacksonville.
Active·7 days on market
5133 Palmer Avenue
Jacksonville, FL 32210
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome home to this charming 2 bedroom, 1 bath home in the established Lakeshore community. This beautifully updated home features a modern kitchen and bathroom, vinyl flooring, washer and dryer hookup, brand-new stainless-steel appliances, an electric fireplace, and an attached carport. The spacious, heated and cooled ADU offers a third bedroom, kitchenette, and stackable washer and dryer, and a separate entrance providing an excellent opportunity for additional income, an in-law suite, guest space, or a small business. The possibilities are endless! Conveniently located near shopping, dining, parks, schools, and major roadways. Schedule your private showing today to not miss out on this amazingly rare opportunity!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1951)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,461 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $172,731 | $172,731 | — |
| 2024 | $170,535 | $170,535 | ▲ $5,084 |
| 2023 | $171,597 | $166,029 | ▲ $14,355 |
| 2022 | $150,936 | $150,936 | ▲ $40,789 |
| 2021 | $87,350 | $81,076 | ▲ $104 |
| 2020 | $84,958 | $73,706 | — |
2025 property taxes (current owner): $3,448/yr
Estimated taxes if purchased at asking price: ~$5,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 3, 2026Listed$254,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $186/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5315 Shirley Avenue, Jacksonville, FL 32210Listed by RPB REALTY,INC | Sep 2026 | $310,000 | $176 | 4/2 | 1,759 | 123 | 0.3 |
| 4817 Manchester Road, Jacksonville, FL 32210Listed by BEYCOME OF FLORIDA LLC | Sep 2026 | $218,000 | $184 | 3/2 | 1,185 | 40 | 0.5 |
| 4511 Cambridge Road, Jacksonville, FL 32210Listed by COWFORD REALTY & DESIGN LLC | Oct 2026 | $210,000 | $189 | 2/1 | 1,110 | 34 | 0.8 |
| 2704 Lake Shore Boulevard, Jacksonville, FL 32210Listed by HERRON REAL ESTATE LLC | Oct 2026 | $725,000 | $406 | 3/2 | 1,784 | 1 | 0.8 |
| 6445 Tiny Tim Lane, Jacksonville, FL 32210Listed by WHOLESALE REALTY LLC | Sep 2026 | $168,000 | $100 | 3/2 | 1,685 | 0 | 0.9 |
| 1426 Lake Shore Boulevard, Jacksonville, FL 32205Listed by COLDWELL BANKER PREMIER PROPERTIES | Sep 2026 | $315,000 | $179 | 4/2 | 1,760 | 99 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: 1 REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Lake Shore
For Sale5027 Blackburn StreetJacksonville, FL 32210
2 bd · 1 ba · 1,205 sq ft
$245,000Est. $1,304/moOffering up to $5,000 towards Buyer's Closing costs!! One look at this solid brick bungalow and you're home. Blending…
Listing Office: better homes & gardens real estate lifestyles realty
For Sale5226 Palmer AvenueJacksonville, FL 32210
3 bd · 2 ba · 1,571 sq ft
$231,000Est. $1,229/moBACK ON THE MARKET WITH FRESH UPDATES! This charming Lakeshore-area Jacksonville home took a short pause for added TLC,…
Listing Office: florida homes realty & mtg llc
For Sale4762 Cambridge RoadJacksonville, FL 32210
4 bd · 2 ba · 1,526 sq ft
$210,000Est. $1,118/moStep inside this charming home filled with warmth, character, and endless potential. Gleaming hardwood floors, elegant…
Listing Office: dogwood realty
For Sale1109 Lake Shore BoulevardJacksonville, FL 32205
5 bd · 2 ba · 2,078 sq ft
$200,000Est. $1,064/moTwo Homes on One Lot in Jacksonville's Lake Shore! Investment or live/rent opportunity with separate residences and…
Listing Office: exp realty llc
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines