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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·7 days on market

421 Permento Avenue S

Jacksonville, FL 32220

$325,000$266/sqftEst. $1,800/moMLS# 2167738
3
Beds
1
Baths
1,222
Sq Ft
1963
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.63 acresSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Tucked on a shady 0.62-acre lot in Jacksonville's Marietta neighborhood, this 3-bedroom home is refreshed and ready. Inside: new flooring, an updated kitchen, updated bathroom with walk in jacuzzi tub, fresh paint and new fans throughout. Many of the major systems have been replaced too: roof, eaves, fascia, gutters and HVAC New in 2023, plus fresh exterior paint. Then there's the workshop! This detached 24' x 24' building has electricity, a rolling steel doors and 1" tongue-and-groove ceilings, with covered storage off the side and a deck with pergola, a dream setup for hobbyists, mechanics, woodworkers and tinkerers. A 2-car carport adds even more covered space. With room to spread out, indoors and out, there's plenty of potential here. Schedule your showing today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
Property taxesest. at asking price, Duval County$531
Estimated total, before insurance$2,331/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,767/yr · $314/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,800
Principal & Interest: $1,800
Property taxes (est.): $531
Insurance (est.): $217
Estimated Total Monthly
$2,548
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1963)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,122 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,767/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 3, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $266/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
459 Greeland Avenue, Jacksonville, FL 32220Listed by RPB REALTY,INCSep 2026$219,900$1813/2.51,2171330.2
8054 Paschal Street, Jacksonville, FL 32220Listed by REAL BROKER LLCSep 2026$127,500$1074/11,192100.4
8111 Hammond Boulevard, Jacksonville, FL 32220Listed by INI REALTYAug 2026$170,000$1922/188480.4
8112 Paschal Street, Jacksonville, FL 32220Listed by RPB REALTY,INCAug 2026$249,900$2073/21,209650.5
7632 Hillside Drive, Jacksonville, FL 32221Listed by MAINSTAY BROKERAGE LLCAug 2026$180,000$1453/1.51,245440.5
7662 Contour Drive, Jacksonville, FL 32221Listed by UNITED REAL ESTATE GALLERYAug 2026$260,000$2393/21,090200.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,000
Price / Sq Ft$266
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,222
Acres0.63 acres
Year Built1963
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address421 Permento Avenue S, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionMarietta
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Lot Size27,442.8 sq ft
Parcel Number0057230000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport, Detached, Garage
ViewTrees/Woods

Interior

AppliancesConvection Oven, Disposal, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Patio / PorchDeck

Additional Information

Date ListedOctober 3, 2026
Days on Market3
Tax Amount$3,767.04
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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