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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 26, 2026·101 days on market

4339 Song Sparrow Drive

Middleburg, FL 32068

$383,000sold priceListed at $389,500 · 98.3% of asking$110/sqftMLS# 2128398
4
Beds
4
Baths
3,479
Sq Ft
2012
Built
2
Garage
No
Pool
HOA $7/mo13,939 sqft lotSingle Family Residence2 stories

About this home

Middleburg

WELCOME HOME!! Enjoy resort style living in the highly desirable TWO CREEKS !! This is a 4/4 with a two car garage. The home backs up to the preserve for extra privacy! The backyard is great for entertaining and family gatherings ..Interior has separate living and dining area, along with a large open concept kitchen and family room, with a fireplace. Primary is located downstairs along with three other bedrooms. Upstairs has a massive room ideal for a theater room or as a mother-in- law suite. Some flooring is missing , as well as interior doors, but will be great for a growing family. Home is sold AS IS.. THIS IS VA FORECLOSURE ..VA MAKES NO REPAIRS ... VA DOES NOT PAY CUSTOMARY CLOSING COSTS SO PLEASE ADJUST YOUR OFFERS ACCORDINGLY.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,121
Property taxesest. at asking price, Clay County$587
HOAbilled annually$7
Estimated total, before insurance$2,716/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,507/yr · $876/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$383,000
$76,600
Loan Term
Monthly Payment
$2,121
Principal & Interest: $2,121
Property taxes (est.): $587
Insurance (est.): $255
Estimated Total Monthly
$2,964
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$486,440$486,440—
2024$478,649$478,649—
2023$487,696$487,696—
2022$445,207$445,207—
2021$335,793$335,793—
2020$309,326$309,326—

2025 property taxes (current owner): $10,507/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $112/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3839 Trail Ridge Road, Middleburg, FL 32068Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLCAug 2026$500,000$1665/33,007810.1
1415 King Rail Lane, Middleburg, FL 32068Listed by GAILEY ENTERPRISES LLCJun 2026$500,000$1704/32,936610.2
1322 Warbler Way, Middleburg, FL 32068Listed by SHOE REALTY INCAug 2026$515,000$1844/3.52,806320.4
1942 Leap Frog Lane, Middleburg, FL 32068Listed by EVERYSTATE INCJul 2026$355,000$1454/32,4541850.6
4268 Powderhorn Court, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$865,000$2584/33,35700.6
1474 Lantern Light Trail, Middleburg, FL 32068Listed by HOVER GIRL PROPERTIESSep 2026$355,000$1443/2.52,472830.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$389,500
Price / Sq Ft$112
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,479
Acres0.32 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4339 Song Sparrow Drive, Middleburg, FL 32068
Area143-Foxmeadow Area
SubdivisionTwo Creeks
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size13,939.2 sq ft
Parcel Number24042400557400144
ZoningResidential

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingGarage

Interior

AppliancesNone
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2

Additional Information

Date ListedFebruary 3, 2026
Days on Market101
HOA Fees$89 / Annually
HOA FrequencyAnnually
Tax Amount$10,506.54
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TRINITY REAL ESTATE III LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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