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Sold

Sold·Closed Aug 14, 2026·100 days on market

45053 R Jones Road

Callahan, FL 32011

$275,000sold priceListed at $269,900 · 101.9% of asking$139/sqftMLS# 2137740
4
Beds
3
Baths
1,976
Sq Ft
2023
Built
—
Garage
No
Pool
FEMA Zone ANo HOA0.90 acresManufactured Home1 story

About this home

Callahan

Nearly new 2023 Manufactured home on 1.0 Acre This 4-Bedroom 3 Bath home has been completely renovated. New carpet and paint throughout. Inside you will find an open concept kitchen with breakfast bar. Kitchen is well appointed with Frigidaire appliances. This home offers a split plan. Primary bedroom includes walk-in closet ensuite with separate shower and a soaking tub. The living area is bathed in natural light. Tray ceilings with ceiling fans add to the openness. .This inviting home is a true gem. Close to schools and shopping. Just minutes from JIA, Jax International and the beaches of Amelia Island. Be the first to see and make an offer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,523
Property taxesest. at asking price, Nassau County$380
Estimated total, before insurance$1,903/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,710/yr · $226/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$275,000
$55,000
Loan Term
Monthly Payment
$1,523
Principal & Interest: $1,523
Property taxes (est.): $380
Insurance (est.): $183
Estimated Total Monthly
$2,086
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,086 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $50,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$244,713$166,137—
2024$210,747$160,747—
2023$35,000$35,000—
2022$35,000$19,965—
2021$22,000$18,150—
2020$22,000$16,500—

2025 property taxes (current owner): $2,710/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 14, 2026Closed$269,900
  • Jul 10, 2026Pending$269,900
  • Apr 1, 2026Listed$269,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $137/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
35742 Quail Road, Callahan, FL 32011Listed by HAMILTON HOUSE REAL ESTATE GROUP, LLCJul 2026$445,000$2433/21,828100.4
450776 Old Dixie Highway, Callahan, FL 32011Listed by PICKETT HOME ADVISORS, LLCMay 2025$400,000$1704/32,356100.7
45047 Amhurst Oaks Drive, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$335,000$1504/2.52,2321041
45168 Ingleham Circle, Callahan, FL 32011Listed by OPENDOOR BROKERAGE, LLC.Jul 2026$356,000$1624/22,198351.1
45700 Jones Way Way, Callahan, FL 32011Listed by FLORIDA HOMES REALTY & MTG LLCMay 2026$288,900$1843/21,568411.7
45094 S Mickler Street, Callahan, FL 32011Listed by COLDWELL BANKER VANGUARD REALTYApr 2025$120,000$654/31,854201.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$269,900
Price / Sq Ft$137
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,976
Acres0.90 acres
Year Built2023
TypeResidential
Sub-TypeManufactured Home
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryCallahan
MiddleCallahan

Community Information

Address45053 R Jones Road, Callahan, FL 32011
Area490-Callahan
SubdivisionCallahan
CityCallahan
CountyNassau
StateFL
Zip Code32011
Lot Size39,204 sq ft
Parcel Number192N25302000280000

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Jack and Jill Bath, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Plumbed For Ice Maker, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionDead End Street, Many Trees, Wooded
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 1, 2026
Days on Market100
Tax Amount$2,709.74
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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