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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active Under Contract

$485,000Active Under Contract5 bd · 3.5 ba · 3,017 sq ft

Active Under Contract·44 days on market

429 Wilton Court

Orange Park, FL 32065

$485,000$161/sqftEst. $2,644/mo mortgageMLS# 2165604
5
Beds
3.5
Baths
3,017
Sq Ft
2012
Built
3
Garage
No
Pool
FEMA Zone XHOA $48/moSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Orange Park

Welcome to this exceptional home situated on a quiet cul-de-sac, offering luxury, space, and functionality! Enjoy an oversized driveway with parking for up to 7 vehicles, plus an oversized 3-car garage with marble-look epoxy flooring. The living room boasts soaring 20-foot ceilings, an impressive stone entertainment wall, fireplace, and recessed lighting. Hardwood flooring runs throughout. The spacious kitchen features a large island and stainless steel appliances. An in-law suite with a private entrance and full bath offers flexible living options. Upstairs, a large open den provides additional living space. Fully remodeled bathrooms showcase Taj Mahal quartz countertops and large-format tile. The large, pavered rear yard features an adjustable pergola enclosure, perfect for outdoor entertaining and relaxation. Low HOA fees and no CDD fees! Listing agent is the owner.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,644
Property taxesest. at asking price, Clay County$743
HOAbilled annually$48
Estimated total, before insurance$3,435/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$485,000
$97,000
Loan Term
Monthly Payment
$2,644
Principal & Interest: $2,644
Property taxes (est.): $743
Insurance (est.): $323
Estimated Total Monthly
$3,711
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 28, 2026Active Under Contract$485,000
  • Sep 26, 2026Active$485,000
  • Sep 19, 2026Listed$485,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $155/sq ft; this home is listed at $161/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4777 Plantation Oaks Boulevard, Orange Park, FL 32065Listed by UNITED REAL ESTATE GALLERYOct 2026$390,000$1135/3.53,444280.1
4690 Plantation Oaks Boulevard, Orange Park, FL 32065Listed by MARK SPAIN REAL ESTATEAug 2026$420,000$1394/3.53,030550.1
4518 Plantation Oaks Boulevard, Orange Park, FL 32065Listed by MOMENTUM REALTYSep 2026$445,000$1554/2.52,868510.2
574 Glendale Lane, Orange Park, FL 32065Listed by SOVEREIGN REAL ESTATE GROUPSep 2026$360,000$1594/2.52,260900.2
664 Drysdale Drive, Orange Park, FL 32065Listed by COMMUNITY REALTY ASSOCIATESAug 2026$409,500$1415/32,895300.5
620 Charter Oaks Boulevard, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$454,900$1804/2.52,52960.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$485,000
Price / Sq Ft$161
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,017
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame, Traditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryDiscovery Oaks, reported on 12 other Oakleaf Plantation listings
MiddleOakleaf Jr High, reported on 31 other Oakleaf Plantation listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address429 Wilton Court, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionOakleaf Plantation
CityOrange Park
CountyClay
StateFL
Zip Code32065
Parcel Number01042400552401265
ZoningResidential

Amenities

AmenitiesPool
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingHeat Pump, Zoned
CoolingCentral Air, Multi Units
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup

Exterior

Exterior FeaturesImpact Windows
Lot DescriptionCul-De-Sac
Patio / PorchCovered, Screened
FencingVinyl
RoofShingle
ConstructionComposition Siding, Stone Veneer
Other StructuresShed(s)
Road SurfaceConcrete

Additional Information

Date ListedSeptember 26, 2026
Days on Market44
HOA Fees$576 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX REALTY UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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