This home is in Ravenswood, St. Augustine.
Active·21 days on market·Ravenswood
40 Spring Street
St. Augustine, FL 32084
6 more homes for sale in Ravenswood →Search Ravenswood on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Ravenswood
Beautifully designed and fully furnished 3BR/2BA St. Augustine cottage, previously used as a short-term rental and located approximately 11 minutes from Historic Downtown. Situated on an oversized 50' x 150' corner lot within city limits, this home features an open floor plan with soaring vaulted ceilings in the living area and owner's suite, quartz countertops, soft-close shaker cabinets, stainless appliances, LVP flooring and subway tile baths. Additional features include low-E vinyl windows, on-demand hot water heater, stackable washer/dryer and a fully fenced backyard. Conveniently located near West King Street restaurants, yoga, Brewing Company and all the dining, shopping and attractions of Historic St. Augustine. Fully furnished and ready for its next owner!
Next steps in Ravenswood
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,502 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,906/yr
Estimated taxes if purchased at asking price: ~$5,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 19, 2026Listed$349,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $270/sq ft; this home is listed at $331/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 580 White Street, St. Augustine, FL 32084Listed by REAL BROKER LLC | Oct 2026 | $390,000 | $301 | 3/2 | 1,296 | 94 | 0.2 |
| 87 Josiah Street, St. Augustine, FL 32084Listed by NETWORTH REALTY OF JACKSONVILLE, LLC | Jul 2026 | $311,000 | $252 | 4/2 | 1,232 | 82 | 0.3 |
| 591 Julia Street, St. Augustine, FL 32084Listed by LOKATION | Jun 2026 | $234,000 | $255 | 3/1 | 916 | 53 | 0.3 |
| 10 Clark Street, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $300,000 | $307 | 3/1 | 976 | 203 | 0.6 |
| 533 S Rodriquez Street, St. Augustine, FL 32084Listed by US REALTY HUB | Jun 2026 | $270,000 | $270 | 3/2 | 1,000 | 122 | 0.6 |
| 688 Madeore Street, St. Augustine, FL 32084Listed by MOMENTUM REALTY | Aug 2026 | $290,000 | $234 | 3/2 | 1,241 | 33 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ravenswood
Ravenswood is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Ravenswood homes for sale →Keep looking
More homes in Ravenswood
For Sale78 Stonegate AvenueSt. Augustine, FL 32084
3 bd · 2 ba · 1,669 sq ft
$374,900Est. $1,995/moPerfectly positioned on one of the neighborhood's most desirable preserve lots, this beautifully maintained 3-bedroom,…
Listing Office: one sotheby's international realty
For Sale215 Nesmith AvenueSt. Augustine, FL 32084
3 bd · 2 ba · 1,144 sq ft
$269,900Est. $1,437/moExplore this recently refreshed property in the Ravenswood area. The home features a covered front porch, a living room…
Listing Office: core realty, llc
For Sale525 N St Johns StreetSt. Augustine, FL 32084
3 bd · 2 ba · 1,152 sq ft
$248,000Est. $1,320/moPRICE REDUCTION BY $20,000 SELLER IS MOTIVATED TO SELL!!!!! Diamond in the Rough - Great Location in West St.…
Listing Office: exp realty llc
Pending2885 Stratton BoulevardSt. Augustine, FL 32084
2 bd · 1 ba · 1,083 sq ft
$132,000Est. $703/moWell-located 2-bedroom, 1-bath in St. Augustine, offering 1,083 square feet of living space on a 32,670 square foot…
Listing Office: realty zoom
Keep looking
Similar homes in St. Augustine
Explore the area
More in Ravenswood
Ravenswood guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines