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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jun 18, 2026·28 days on market

37 Ryder Drive

Palm Coast, FL 32164

$400,000sold priceListed at $429,000 · 93.2% of asking$141/sqftMLS# 2143298
5
Beds
3
Baths
2,836
Sq Ft
2003
Built
2
Garage
Yes
Pool
No HOA12,632 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Welcome to 37 Ryder Drive in Palm Coast, where space, flexibility, and potential come together in one inviting package. This expansive single-story home offers over 2,800 square feet of living space, featuring tall ceilings, a desirable split-bedroom floor plan, and a generously sized primary suite designed for comfort and privacy. Step outside to enjoy the screened-in pool and spacious backyard--perfect for relaxing or entertaining year-round. One of the home's most unique features is a private multi-generational suite tucked at the rear of the home, complete with its own sitting area and separate bedroom space, ideal for extended living arrangements, guests, or a quiet retreat. With no HOA fees and a large homesite, there's room to truly make this property your own. Virtual staging highlights the incredible possibilities and vision for the space, offering a glimpse into how easily this home can be transformed to reflect your personal style.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,216
Estimated total, before insurance$2,216/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,991/yr · $583/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$400,000
$80,000
Loan Term
Monthly Payment
$2,216
Principal & Interest: $2,216
Insurance (est.): $267
Estimated Total Monthly
$2,482
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,991/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $151/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
20 Essington Lane, Palm Coast, FL 32164Listed by EAZ REALTY LLCJun 2026$543,700$2294/32,3762480.4
47 Riverview Drive, Palm Coast, FL 32164Listed by REAL BROKER LLCSep 2026$389,900$1824/22,14850.7
7 Edward Drive, Palm Coast, FL 32164Listed by MARK SPAIN REAL ESTATEJul 2026$465,000$2223/22,091150.7
30 Edge Lane, Palm Coast, FL 32164Listed by REAL BROKER LLCAug 2026$465,000$2173/22,140100.8
22 Richfield Lane, Palm Coast, FL 32164Listed by MARK SPAIN REAL ESTATEJul 2026$325,000$1264/22,575271.1
33 Red Clover Lane, Palm Coast, FL 32164Listed by EAZ REALTY LLCJul 2026$330,000$1644/22,0081241.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$429,000
Price / Sq Ft$151
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,836
Acres0.29 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

Community Information

Address37 Ryder Drive, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size12,632.4 sq ft
Parcel Number0711317029003100010

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
Window FeaturesSkylight(s)

Exterior

Exterior FeaturesOutdoor Shower
Patio / PorchGlass Enclosed
ConstructionConcrete
Other StructuresShed(s)

Additional Information

Date ListedMay 4, 2026
Days on Market28
Tax Amount$6,991.19
Tax Year2025
Listing TermsCash, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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