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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active·30 days on market

8160 Archibald Terrace

Jacksonville, FL 32219

$325,777$221/sqftEst. $1,804/moMLS# 2164395
3
Beds
2
Baths
1,476
Sq Ft
2027
Built
2
Garage
No
Pool
FEMA Zone XHOA $68/mo6,098 sqft lotWaterfrontSingle Family Residence1 storyNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

What's Special: Pond View. New Construction - February Completion! Built by America's Most Trusted Home Builder. Welcome to the Finch at 8160 Archibald Terrace in Coopers Meadow! This charming single-story home offers a bright, open layout designed for comfortable everyday living. The kitchen features a central island, pantry, and convenient access to the dining area and great room, creating a seamless space for gathering and every day living. Privately situated at the back of the home, the primary suite includes a spacious walk-in closet and an ensuite bathroom with a dual sink vanity. Two secondary bedrooms and a full bathroom are located near the front of the home, providing flexibility for guests, hobbies, or a home office. A dedicated laundry room, two-car garage, and inviting patio complete this thoughtfully designed home.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,804
Property taxesest. at asking price, Duval County$532
HOAbilled quarterly$68
Estimated total, before insurance$2,404/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,777
$65,155
Loan Term
Monthly Payment
$1,804
Principal & Interest: $1,804
Property taxes (est.): $532
Insurance (est.): $217
Estimated Total Monthly
$2,554
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,612 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Sep 11, 2026Listed$325,777

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $221/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8137 Archibald Terrace, Jacksonville, FL 32219Listed by TAYLOR MORRISON REALTY OF FLASep 2026$305,000$2033/21,5001460
8136 Archibald Terrace, Jacksonville, FL 32219Listed by TAYLOR MORRISON REALTY OF FLAAug 2026$329,990$1794/21,848190
8471 Lilias Circle, Jacksonville, FL 32219Listed by TAYLOR MORRISON REALTY OF FLASep 2026$325,000$1764/21,848520.1
8333 Helmsley Boulevard, Jacksonville, FL 32219Listed by ADAMS HOMES REALTY INCAug 2026$321,550$1714/21,8811700.3
8212 Hawkes Meadow Drive, Jacksonville, FL 32219Listed by ROUND TABLE REALTYAug 2026$258,990$2053/21,2621611.1
9296 Canary Ivy Lane, Jacksonville, FL 32219Listed by ERA ONETEAM REALTYAug 2026$265,000$1554/21,7151171.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,777
Price / Sq Ft$221
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,476
Acres0.14 acres
Year Built2027
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes
Direction FacesWest

School Information

ElementaryDinsmore
MiddleHighlands
HighJean Ribault

Community Information

Address8160 Archibald Terrace, Jacksonville, FL 32219
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionCoopers Meadows
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size6,098.4 sq ft
Parcel Number0028320520
ZoningResidential

Amenities

AmenitiesDog Park, Playground
Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
Waterfront TypePond

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s), Other

Exterior

Patio / PorchFront Porch, Patio
RoofShingle
ConstructionOther
Road SurfacePaved

Additional Information

Date ListedSeptember 11, 2026
Days on Market3
HOA Fees$202.71 / Quarterly
HOA FrequencyQuarterly
HOA NameCastle Group
HOA Fee IncludesMaintenance Grounds
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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