$422,9905 bd · 3 ba · 2,266 sq ft
Active·51 days on market
3620 Americana Drive
Green Cove Springs, FL 32043
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Green Cove Springs
Discover the Tilden, a beautifully designed two-story home with a welcoming Coastal-style exterior and an open, functional floor plan. With 5 bedrooms, 3 full bathrooms, and flexible living areas, it offers plenty of space for both relaxing and entertaining. The gourmet kitchen features crisp white cabinetry, quartz countertops, a white herringbone tile backsplash, and a complete appliance package including an electric range, wood hood, microwave, and dishwasher. The kitchen flows into the café and gathering room, with a covered lanai extending the living space outdoors. Upstairs, enjoy a private Owner's Suite, additional bedrooms, a generous loft, and a conveniently placed laundry room. Smart Home features and a Move-In Ready package with a refrigerator, washer, dryer, and window blinds make settling in simple.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,750 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Alpine Groves Parkabout 9 mi · 1 mi of trails
Closest public boat ramp
Old Ferry Public Boat Ramp (aka. Rideout Ferry)about 2 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Doctors Lake Park Kayak Launchabout 5 mi · Doctors Lake
Closest grocery store
Winn-Dixieabout 9 mi · 8560 Argyle Forest Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Sep 24, 2026Price change$422,990−$1,010
- Sep 18, 2026Price change$424,000−$990
- Sep 10, 2026Listed$424,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $187/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3592 Americana Drive, Green Cove Springs, FL 32043Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Oct 2026 | $383,000 | $177 | 4/3 | 2,159 | 138 | 0.1 |
| 3611 Zydeco Loop, Green Cove Springs, FL 32043Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Oct 2026 | $415,000 | $188 | 3/2.5 | 2,206 | 110 | 0.4 |
| 3217 Willowleaf Lane, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INC | Oct 2026 | $449,990 | $181 | 4/3 | 2,493 | 61 | 0.5 |
| 3659 Americana Drive, Green Cove Springs, FL 32043Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Oct 2026 | $450,000 | $196 | 4/3 | 2,296 | 60 | 0.5 |
| 3240 Crocus Lane, Green Cove Springs, FL 32043Listed by LOWEST FEE REALTY LLC | Oct 2026 | $365,000 | $183 | 3/2 | 1,998 | 145 | 0.6 |
| 3229 Crocus Lane, Green Cove Springs, FL 32043Listed by MARK SPAIN REAL ESTATE | Oct 2026 | $395,000 | $182 | 4/2 | 2,173 | 35 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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