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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·27 days on market

4040 Green Street

Jacksonville, FL 32205

$163,750$128/sqftEst. $907/moMLS# 2164224
3
Beds
2
Baths
1,277
Sq Ft
1945
Built
1
Garage
No
Pool
FEMA Zone XNo HOA7,405 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

INVESTOR SPECIAL. Charming 3 bed 2 bath 1,277 sq ft Tudor style bungalow in the heart of the desirable, highly walkable Murray Hill! This some features a brick enclosed front porch filled with natural light, a spacious detached garage, and classic architectural detail throughout. Excellent opportunity to build instant equity- like kind renovated homes are selling for DOUBLE the price. Schedule your showing today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$907
Property taxesest. at asking price, Duval County$267
Estimated total, before insurance$1,174/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,057/yr · $255/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$163,750
$32,750
Loan Term
Monthly Payment
$907
Principal & Interest: $907
Property taxes (est.): $267
Insurance (est.): $109
Estimated Total Monthly
$1,284
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1945)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,460 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,057/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 5, 2026Pending$163,750
  • Sep 14, 2026Active$163,750
  • Sep 12, 2026Pending$163,750
  • Sep 10, 2026Listed$163,750

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $243/sq ft; this home is listed at $128/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3519 College Street, Jacksonville, FL 32205Listed by HOMEZU.COM OF FLORIDASep 2026$180,000$1093/1.51,656280.3
4510 Sappho Avenue, Jacksonville, FL 32205Listed by REAL BROKER LLCSep 2026$275,000$2683/11,02570.3
509 Murray Drive, Jacksonville, FL 32205Listed by DJ & LINDSEY REAL ESTATEOct 2026$250,000$2132/21,17330.4
4612 College Street, Jacksonville, FL 32205Listed by RE/MAX UNLIMITEDSep 2026$280,000$2562/11,092990.4
3323 Post Street, Jacksonville, FL 32205Listed by EXP REALTY LLCSep 2026$164,625$1153/21,426830.4
4573 Attleboro Street, Jacksonville, FL 32205Listed by JWB REALTY LLCOct 2026$342,904$2433/21,409180.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$163,750
Price / Sq Ft$128
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,277
Acres0.17 acres
Year Built1945
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address4040 Green Street, Jacksonville, FL 32205
Area051-Murray Hill
SubdivisionMurray Hill
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size7,405.2 sq ft
Parcel Number0606110000

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street

Interior

AppliancesDishwasher, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 14, 2026
Days on Market8
Tax Amount$3,057.06
Tax Year2025
Listing TermsCash, Owner May Carry, Private Financing Available
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WHOLESALE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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