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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·24 days on market

140 Avenue De La Mer 1701

Palm Coast, FL 32137

$675,000$335/sqftEst. $3,604/moMLS# 2162917
↓ $50,000 below original list
3
Beds
2.5
Baths
2,014
Sq Ft
2006
Built
2
Garage
No
Pool
FEMA Zone XHOA $1705/mo13,504 sqft lotCondominium1 story

About this home

Palm Coast

Experience refined coastal living in this first floor corner residence within gated Hammock Dunes. Beautifully renovated and offered furnished with designer furnishings and artwork, this sophisticated Casa Bella II home is truly turnkey. Arrive, settle in and begin enjoying the Hammock Dunes lifestyle! Curated interiors feature a dramatic foyer accent wall, statement chandeliers, luxury vinyl plank flooring, Calacatta quartz countertops, stainless steel appliances and fully renovated designer bathrooms. Custom window treatments, automated window shades, smart home technology and a reverse osmosis water system add comfort and convenience. The light filled layout opens to a private lanai with golf course views, while direct entry from the private garage eliminates the need for an elevator. Residents enjoy beach access and community amenities, with membership in the private Hammock Dunes Club available separately. A rare opportunity offering exceptional design, exclusivity and value!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$3,604
HOAbilled monthly$1,705
Estimated total, before insurance$5,309/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,228/yr · $436/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$675,000
$135,000
Loan Term
Monthly Payment
$3,604
Principal & Interest: $3,604
Insurance (est.): $450
Estimated Total Monthly
$4,054
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Tile — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011602 - Dunes Community Development District · Public water (record)

County records show this parcel on central sewer served by FLA011602 - Dunes Community Development District — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,813 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:15 AM, sunset 7:17 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,228/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Price change$675,000−$50,000
  • Sep 1, 2026Listed$725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$675,000
Price / Sq Ft$335
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,014
Acres0.31 acres
Year Built2006
TypeResidential
Sub-TypeCondominium
StylePatio Home, Spanish
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryOld Kings
MiddleIndian Trails
HighMatanzas

Community Information

Address140 Avenue De La Mer 1701, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionCasa Bella Condo
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size13,503.6 sq ft
Parcel Number0411311056001701701
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Elevator(s), Fitness Center, Gated, Golf Course, Racquetball, Sauna, Security, Service Elevator(s), Tennis Court(s), Trash
Community FeaturesSidewalks, Street Lights, Restaurant, Gated
UtilitiesCable Connected, Electricity Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, HVAC, Thermostat
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Guest, Parking Lot
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesOther, Convection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Freezer, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit, Lower Level
Security24 Hour Security, Fire Alarm, Gated with Guard, Key Card Entry, Smoke Detector(s)
Spa FeaturesBath, Community, Private

Exterior

Lot DescriptionFew Trees, On Golf Course, Sprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Rear Porch, Screened
RoofTile
ConstructionBlock, Concrete, Stucco
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 1, 2026
Days on Market22
HOA Fees$1,705 / Monthly
HOA FrequencyMonthly
HOA NameSouthern States
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Security, Sewer, Trash
Tax Amount$5,227.92
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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