$263,000Sold3 bd · 2 ba · 1,485 sq ft
Sold·Closed Oct 23, 2026·25 days on market
3809 Pebble Brooke Circle
Orange Park, FL 32065
About this home
Orange Park
Well maintained cozy house in excellent school districts with tiled fireplace, walk-through kitchen with island and stainless steel double sink. Split plan with larger master bedroom, and large backyard. Imagine sprawling under the large oak in your Oakleaf/Argyle area paradise. This home strikes a balance of light, of flooring mixed between luxurious carpeting and laminate floors, and modern alarm system. Garage features a utility sink with extra storage space. Vaulted ceilings give plenty of roominess and appeal. HVAC replaced on 11/22/2024.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,633 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Sal Taylor Creek Preserveabout 6 mi · 4.6 mi of trails
Closest public boat ramp
Old Ferry Public Boat Ramp (aka. Rideout Ferry)about 7 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Jennings State Forest – Knights Landing Paddling Accessabout 6 mi · Black Creek North Fork
Closest grocery store
Publixabout 0.9 mi · 9518 Argyle Forest Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 6:46 AM, sunset 5:36 PM.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,001/yr
Estimated taxes if purchased at asking price: ~$4,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 24, 2026Closed$273,000
- Sep 22, 2026Active Under Contract$273,000
- Aug 28, 2026Listed$273,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $177/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 510 Meldrum Lane, Orange Park, FL 32065Listed by ALL REAL ESTATE OPTIONS INC | Sep 2026 | $323,000 | $178 | 4/3 | 1,818 | 283 | 0.6 |
| 3196 Litchfield Drive, Orange Park, FL 32065Listed by UNITED REAL ESTATE GALLERY | Oct 2026 | $319,500 | $191 | 4/2 | 1,673 | 113 | 0.8 |
| 736 Bellshire Drive, Orange Park, FL 32065Listed by REAL BROKER LLC | Aug 2026 | $298,000 | $168 | 4/2 | 1,770 | 23 | 0.8 |
| 3824 Arbor Mill Circle, Orange Park, FL 32065Listed by MOMENTUM REALTY | Oct 2026 | $348,900 | $202 | 3/2 | 1,723 | 82 | 0.9 |
| 695 Bellshire Drive, Orange Park, FL 32065Listed by ASSIST 2 SELL BUYERS & SELLERS PREMIER REALTY | Aug 2026 | $269,900 | $224 | 3/2 | 1,203 | 25 | 0.9 |
| 1034 Drakefeather Drive, Orange Park, FL 32065Listed by DISCOVER REALTY INC | Oct 2026 | $317,900 | $169 | 3/2 | 1,878 | 36 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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