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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·43 days on market

6657 Periwinkle Drive

Jacksonville, FL 32244

$285,000$252/sqftEst. $1,579/moMLS# 2162444
2
Beds
2
Baths
1,131
Sq Ft
1985
Built
2
Garage
No
Pool
FEMA Zone XNo HOA3,049 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome home to this beautifully remodeled 2-bedroom, 2-bathroom cottage, ideally located in the centrally situated Argyle area. Offering a comfortable layout and stylish updates throughout, this home is perfect for those looking for convenience, comfort, and modern living. The remodeled kitchen features elegant granite countertops, stainless steel appliances, and a convenient garbage disposal. Tile and Luxury Vinyl Plank flooring runs throughout the home, providing a clean, modern look while making maintenance a breeze. Step outside and enjoy your own private, fenced-in backyard--perfect for relaxing, entertaining, or enjoying some fresh air. The screened-in lanai offers an additional space to unwind and enjoy the outdoors while staying protected from the elements. Finished 2 car garage. Conveniently located near shopping, dining, entertainment, and major roadways, this charming cottage combines a desirable location with the comfort of a thoughtfully updated home. Don't delay!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,579
Property taxesest. at asking price, Duval County$465
Estimated total, before insurance$2,044/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,628/yr · $302/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$285,000
$57,000
Loan Term
Monthly Payment
$1,579
Principal & Interest: $1,579
Property taxes (est.): $465
Insurance (est.): $190
Estimated Total Monthly
$2,234
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,291 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,628/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 28, 2026Listed$285,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $252/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8234 Daisy Lane N, Jacksonville, FL 32244Listed by UNITED REAL ESTATE GALLERYAug 2026$222,000$2132/21,04080.1
7053 Eagles Perch Drive, Jacksonville, FL 32244Listed by REAL BROKER LLCAug 2026$212,000$2002/21,0621010.5
232 Aquarius Concourse, Orange Park, FL 32073Listed by INTEGRITY KEY REALTY LLCJul 2026$226,000$1773/21,274120.7
265 Capella Road, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$260,000$1983/21,314281
7826 Allspice Circle E, Jacksonville, FL 32244Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Sep 2026$275,000$2093/21,318381.1
1968 Acorn Run W, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$120,000$1022/21,17821.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$285,000
Price / Sq Ft$252
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,131
Total Structure Area3,187 sq ft
Acres0.07 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Villa
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryChimney Lakes
MiddleWestside
HighWestside High School

Community Information

Address6657 Periwinkle Drive, Jacksonville, FL 32244
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionArgyle Forest Villag
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size3,049.2 sq ft
Parcel Number0165193502
ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewOther

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Trash Compactor, Washer
HeatingHeat Pump
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit
Window FeaturesSkylight(s)
SecuritySecurity Fence, Smoke Detector(s)

Exterior

Lot DescriptionOther
Patio / PorchCovered, Glass Enclosed
FencingFenced, Back Yard
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 28, 2026
Days on Market34
Tax Amount$3,627.86
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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