This home is in Jacksonville.
Pending·71 days on market
8251 Pepperwood Drive
Jacksonville, FL 32244
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to this charming 3-bed 2-bath home in desirable Argyle Forest Village! Offering 1,452+ square feet of living space, this home lives large with spacious rooms, abundant natural light, and a functional split-bedroom floor plan. Major updates provide peace of mind, including a new roof (2022), HVAC (2021), and water heater (2023). The eat-in kitchen features granite countertops, a center peninsula with breakfast bar, ample cabinetry, and plenty of space for casual dining. The oversized family room is anchored by a cozy brick fireplace and offers flexible space for both living and dining areas. The primary suite includes a walk-in closet, additional linen closet, and private bath with a tub/shower combination. Two secondary bedrooms share a full guest bath. A 267-square-foot bonus room offers endless possibilities as a home office, playroom, media room, fitness area, or hobby space. Step outside to enjoy the fully fenced backyard with a concrete patio--perfect for entertaining
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,566 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,059/yr
Estimated taxes if purchased at asking price: ~$5,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 23, 2026Pending$284,000
- Aug 19, 2026Active Under Contract$284,000
- Jul 31, 2026Listed$284,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $196/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8234 Daisy Lane N, Jacksonville, FL 32244Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $222,000 | $213 | 2/2 | 1,040 | 8 | 0.1 |
| 7053 Eagles Perch Drive, Jacksonville, FL 32244Listed by REAL BROKER LLC | Aug 2026 | $212,000 | $200 | 2/2 | 1,062 | 101 | 0.3 |
| 8435 Beautybush Court, Jacksonville, FL 32244Listed by MOMENTUM REALTY | Aug 2026 | $340,000 | $205 | 4/2.5 | 1,656 | 7 | 0.4 |
| 7826 Allspice Circle E, Jacksonville, FL 32244Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC. | Sep 2026 | $275,000 | $209 | 3/2 | 1,318 | 38 | 0.9 |
| 7539 Steventon Way, Jacksonville, FL 32244Listed by DOGWOOD REALTY | Aug 2026 | $313,005 | $176 | 4/2 | 1,781 | 3 | 0.9 |
| 7365 Steventon Way, Jacksonville, FL 32244Listed by MOMENTUM REALTY | Aug 2026 | $292,000 | $177 | 3/2 | 1,653 | 34 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines