Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Seaside At Ponte Vedra Beach, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active

Active·Listed today·Seaside At Ponte Vedra Beach

273 Patrick Mill Circle

Ponte Vedra Beach, FL 32082

$706,000$347/sqftEst. $3,630/moMLS# 2162250

Beds

Baths

2,033

Sq Ft

1990

Built

Garage

Pool

About this home

Seaside At Ponte Vedra Beach

Beach life is calling! Walk to the sand from this spacious 4-bedroom, 2-bath Seaside home offering over 2,000 square feet of easy, one-story living. Situated on a fenced corner lot just steps from the community pool and pickleball/tennis courts, this home is all about location and lifestyle! The updated kitchen features quartz countertops, stainless steel appliances and plenty of storage, while new windows bring in the Florida sunshine. Unwind on the large screened lanai and enjoy the sounds of the ocean just blocks away. Big-ticket updates include a 2022 roof, newer water heater, Hardie board siding, well pump and irrigation, interior laundry, knockdown ceilings and transferable termite bond. Best of all, Seaside offers private deeded beach access and is zoned for highly rated St. Johns County schools. Pool, tennis, beach and the coastal lifestyle--all right outside your door!

Cost to own

Mortgage calculator

Home Price

$706,000

Down Payment: 20%

$141,200

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,630

Principal & Interest: $3,630

Property taxes (est.): $939

Insurance (est.): $471

Estimated Total Monthly

$5,040

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,630

Property taxesest. at asking price, St. Johns County$939

HOAbilled annually$85

Estimated total, before insurance$4,654/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,191/yr · $349/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,191/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 27, 2026Listed$706,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$706,000

Price / Sq Ft$347

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,033

Acres0.17 acres

Year Built1990

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address273 Patrick Mill Circle, Ponte Vedra Beach, FL 32082

Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210

SubdivisionSeaside At Ponte Vedra Beach

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size7,405.2 sq ft

Parcel Number0685610430

Amenities

AmenitiesPool, Beach Access, Pickleball, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Jack and Jill Bath, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryIn Unit