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10075 Gate Parkway N 3009

Jacksonville, FL 32246

$179,900$163/sqftEst. $924/moMLS# 2161553

Beds

Baths

1,103

Sq Ft

2001

Built

—

Garage

Pool

About this home

Jacksonville

Welcome to your new home in the beautiful Mirabella gated community! This first-floor condo is in exceptional condition and is the perfect blend of comfort, style, & convenience. 2 bedroom, 2 full bath, split floor plan, with over 1100 sq-ft. with off street parking. Spacious living room and dining area with gorgeous new wood-look tile flooring. The primary bedroom has a walk in closet. The kitchen features a breakfast bar and brand new SS appliances including two refrigerators. Enjoy your own private screened patio. Includes new full size washer & dryer. Freshly painted and new 2'' blinds Come make this your new home and enjoy all the amenities and conveniences Mirabella provides. Your new home is literally just steps away from pool, hot tub, barbecue grill, club house, and fitness center. Within walking distance to St Johns Town Center, enjoy shopping and dining at

Cost to own

Mortgage calculator

Home Price

$179,900

Down Payment: 20%

$35,980

Interest Rate: 6.65%

Loan Term

Monthly Payment

$924

Principal & Interest: $924

Property taxes (est.): $294

Insurance (est.): $120

Estimated Total Monthly

$1,338

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$924

Property taxesest. at asking price, Duval County$294

HOAbilled monthly$421

Estimated total, before insurance$1,639/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,773/yr · $231/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,773/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History