Active·70 days on market
802 N Cypress Street
Green Cove Springs, FL 32043
About this home
Green Cove Springs
PRICE IMPROVEMENT! Move-in ready 3-bedroom home in Green Cove Springs with an updated kitchen, stainless steel appliances, newer deck, large backyard, and all appliances included -- now offered at an incredible new price! Conveniently located near Spring Park and the St. Johns River, this charming home blends character, comfort, and convenience. Built in 1960, this well-maintained home features tile flooring throughout, central heating and air, and an updated kitchen complete with stainless steel appliances. For added convenience, the washer and dryer also convey. The bathroom offers a spacious walk-in tiled shower, creating a functional and stylish space. Step outside to enjoy the large newer deck overlooking the generously sized backyard with partial fencing -- perfect for entertaining, pets, gardening, or simply relaxing outdoors. Additional features include a 1-car carport and a location that puts you close to local dining, shopping, schools, and everyday conveniences. Enjoy near
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $179,262 | $0 | — |
| 2024 | $169,701 | $0 | — |
| 2023 | $155,224 | $134,059 | — |
| 2022 | $132,410 | $121,872 | — |
| 2021 | $110,793 | $110,793 | — |
| 2020 | $104,929 | $104,929 | — |
2025 property taxes (current owner): $480/yr
Estimated taxes if purchased at asking price: ~$4,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 1960)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,342 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- May 14, 2026Listed$227,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines