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Active·1 day on market

1342 Dancy Street

Jacksonville, FL 32205

$370,000$334/sqftEst. $1,900/moMLS# 2161245

Beds

Baths

1,108

Sq Ft

1954

Built

Garage

Pool

About this home

Jacksonville

Welcome to 1342 Dancy St, a beautifully refreshed 3-bedroom, 2-full-bath home , ideally located near the restaurants, shops, and lifestyle that make the Avondale area so desirable. This home was well cared for by its previous owner and has been thoughtfully refreshed and updated, creating a clean, inviting, and move-in-ready space for its next chapter. The functional layout offers three bedrooms and two full bathrooms, providing comfortable living space for a variety of buyers. Step outside to enjoy a nice-sized backyard with room to entertain, relax, garden, or create your own outdoor retreat. A mature rose bush adds a beautiful touch of charm and character to the yard. Enjoy convenient access to local restaurants, coffee shops, boutiques, parks, and neighborhood favorites throughout Riverside and Avondale.makes 1342 Dancy St a special place to call home.

Cost to own

Mortgage calculator

Home Price

$370,000

Down Payment: 20%

$74,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,900

Principal & Interest: $1,900

Property taxes (est.): $604

Insurance (est.): $247

Estimated Total Monthly

$2,751

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,900

Property taxesest. at asking price, Duval County$604

Estimated total, before insurance$2,504/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$269,814	$156,812	—
2024	$265,105	$200,136	—
2023	$247,705	$192,705	—
2022	$241,569	$97,206	—
2021	$187,798	$92,904	—
2020	$183,873	$90,925	—

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1954)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,333 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History