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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·51 days on market

5316 Robert Scott Dr S Drive S

Jacksonville, FL 32207

$345,000$209/sqftEst. $1,911/moMLS# 2161096
↓ $4,000 below original list
4
Beds
3
Baths
1,650
Sq Ft
1965
Built
1
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Completely remodeled 1,650 SF residence featuring 4 bedrooms plus a den, 3 professionally designed bathrooms, and a one-car garage. The innovative floor plan combines architectural design with modern functionality, creating an elevated open-concept kitchen, dining, and living space. The kitchen features a refined, contemporary design with quality finishes and a layout created for both entertaining and everyday living. Each of the three bathrooms has been professionally designed with modern finishes and a cohesive luxury aesthetic. The home includes a legal addition with architectural plans, providing documented design and added functionality. Major upgrades include a new roof, new plumbing, new electrical system, and new HVAC. Ideally positioned for convenient access to San Marco and Downtown Jacksonville, offering an easy connection to Jacksonville's major employment, dining, shopping, and entertainment destinations.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,911
Property taxesest. at asking price, Duval County$563
Estimated total, before insurance$2,474/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$345,000
$69,000
Loan Term
Monthly Payment
$1,911
Principal & Interest: $1,911
Property taxes (est.): $563
Insurance (est.): $230
Estimated Total Monthly
$2,704
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1965)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,475 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 5, 2026Price change$345,000−$4,000
  • Aug 20, 2026Listed$349,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $209/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5549 Hickson Road, Jacksonville, FL 32207Listed by MOMENTUM REALTYSep 2026$300,000$1603/31,878740.3
5540 Fargo Drive N, Jacksonville, FL 32207Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$185,000$1383/21,344190.5
4135 Hudnall Road, Jacksonville, FL 32207Listed by COWFORD REALTY & DESIGN LLCOct 2026$260,000$2233/2.51,168760.6
2412 Tebassa Road, Jacksonville, FL 32216Listed by JPAR CITY AND BEACHSep 2026$229,000$1973/11,161180.8
3679 Mimosa Drive, Jacksonville, FL 32207Listed by LOWEST FEE REALTY LLCSep 2026$225,000$1923/21,17450.9
6549 Lou Drive S, Jacksonville, FL 32216Listed by EXP REALTY LLCSep 2026$285,000$2363/21,208631.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$345,000
Price / Sq Ft$209
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,650
Year Built1965
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address5316 Robert Scott Dr S Drive S, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionSanta Monica
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Dimensions75x100
Parcel Number154011-0000

Amenities

UtilitiesElectricity Available, Sewer Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage

Interior

AppliancesElectric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryWasher Hookup

Additional Information

Date ListedAugust 20, 2026
Days on Market46
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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