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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Active

Active·87 days on market

5612 Sabena Road

Jacksonville, FL 32207

$222,400$117/sqftEst. $1,232/moMLS# 2155586
↓ $21,620 below original list
4
Beds
3
Baths
1,901
Sq Ft
1961
Built
—
Garage
No
Pool
FEMA Zone XNo HOA7,405 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

CURRENT ARV VALUE IS 365K, LISTING AGENT CAN PROVIDE COMPARATIVES IF REQUESTED BY A BUYER. ROOF WAS REPLACED IN OCTOBER 2, 2021. GREAT LOCATION!!! CLOSE TO MEMORIAL HOSPITAL. SOLID CONCRETE BUILDING, 3 FULL BATHROOMS!!! WILL NOT LAST LONG!!! SELLER FINANCE AVAILABLE, AND CAN COMPETE WITH ANY BANK IN THE USA, WITH 20% DOWN AND 3 % INTEREST RATE,N AND ITS OPTIONAL TO THE BUYER. SELLER MAY DO ANY REPAIRS AND IT COULD BE INCLUDED IN THE PRICE, HAS TO BE STATED ON THE CONTRACT.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,232
Property taxesest. at asking price, Duval County$363
Estimated total, before insurance$1,595/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,224/yr · $269/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$222,400
$44,480
Loan Term
Monthly Payment
$1,232
Principal & Interest: $1,232
Property taxes (est.): $363
Insurance (est.): $148
Estimated Total Monthly
$1,743
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1961)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,601 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$173,690$152,465—
2024$160,815$138,605▲ $9,519
2023$136,703$126,005▲ $8,718
2022$125,872$115,847—
2021$110,595$105,316▲ $12,889
2020$95,742$95,742▲ $5,000

2025 property taxes (current owner): $3,224/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 11, 2026Price change$222,400−$100
  • Oct 11, 2026Price change$222,500−$100
  • Oct 10, 2026Price change$222,600−$200
  • Oct 10, 2026Price change$222,800−$100
  • Oct 10, 2026Price change$222,900−$100
  • Oct 10, 2026Price change$223,000−$20,780
  • Oct 9, 2026Price change$243,780−$10
  • Oct 8, 2026Price change$243,790−$5
  • Oct 8, 2026Price change$243,795−$5
  • Oct 7, 2026Price change$243,800−$100
  • Oct 6, 2026Price change$243,900−$40
  • Oct 5, 2026Price change$243,940−$10
  • Oct 4, 2026Price change$243,950−$10
  • Oct 4, 2026Price change$243,960−$10
  • Oct 3, 2026Price change$243,970−$10
  • Oct 3, 2026Price change$243,980−$10
  • Oct 3, 2026Price change$243,990−$10
  • Oct 3, 2026Price change$244,000−$10
  • Oct 3, 2026Price change$244,010−$10
  • Oct 2, 2026Price change$244,020

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $117/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5540 Fargo Drive N, Jacksonville, FL 32207Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$185,000$1383/21,344190.1
5442 Juno Drive, Jacksonville, FL 32207Listed by FLORIDA UNITED REALTY GROUP LLCSep 2026$230,000$1723/21,340440.3
2605 Adele Road, Jacksonville, FL 32216Listed by 1 PERCENT LISTS FIRST COASTSep 2026$220,000$1163/1.51,898120.5
5549 Hickson Road, Jacksonville, FL 32207Listed by MOMENTUM REALTYSep 2026$300,000$1603/31,878740.7
6026 Chevy Drive, Jacksonville, FL 32216Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$325,000$2123/21,53050.9
6760 Marion Court S, Jacksonville, FL 32216Listed by FLORIDA FAMILY REALTYSep 2026$285,000$1443/31,9773091.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$222,400
Price / Sq Ft$117
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,901
Acres0.17 acres
Year Built1961
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

MiddleSelect One

Community Information

Address5612 Sabena Road, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionSanta Monica
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size7,405.2 sq ft
Parcel Number1536160000

Amenities

UtilitiesSewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

FencingBack Yard

Additional Information

Date ListedJuly 16, 2026
Days on Market87
Tax Amount$3,223.55
Tax Year2025
Listing TermsCash, Conventional, FHA, Private Financing Available, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: VERTICAL REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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