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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Sep 28, 2026·8 days on market·Recent sales in Jacksonville

7570 Strato Road

Jacksonville, FL 32210

$204,000sold priceListed at $199,000 · 102.5% of asking$98/sqftMLS# 2160993
4
Beds
3
Baths
2,088
Sq Ft
1959
Built
—
Garage
Yes
Pool
FEMA Zone XNo HOA7,841 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Come explore this four-bedroom, three-bathroom pool home in the Oak Hill community. The home features a galley-style kitchen with an island, an expansive living room with a fireplace, a split-bedroom floor plan, and an inside utility room. Outside, enjoy a rear deck overlooking the in-ground pool and fenced backyard, providing additional space for outdoor living and entertaining. Multiple Offers: submit highest and best offers when submitting

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,130
Property taxesest. at asking price, Duval County$333
Estimated total, before insurance$1,463/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,546/yr · $212/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$204,000
$40,800
Loan Term
Monthly Payment
$1,130
Principal & Interest: $1,130
Property taxes (est.): $333
Insurance (est.): $136
Estimated Total Monthly
$1,599
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1959)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,603 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,546/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 29, 2026Closed$199,000
  • Aug 28, 2026Pending$199,000
  • Aug 26, 2026Active Under Contract$199,000
  • Aug 20, 2026Listed$199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $95/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5059 Glen Alan Court N, Jacksonville, FL 32210Listed by HERRON REAL ESTATE LLCAug 2026$280,000$1744/2.51,607300.1
7705 Highchair Lane, Jacksonville, FL 32210Listed by WATSON REALTY CORPSep 2026$165,000$1083/2.51,53290.2
7361 Proxima Road, Jacksonville, FL 32210Listed by OPENDOOR BROKERAGE, LLC.Aug 2026$204,000$1383/21,476890.3
7879 Lancia Street N, Jacksonville, FL 32244Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$320,000$1924/21,666470.6
8133 Mc Glothlin Street, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$300,000$1903/21,5831290.7
4139 Suncoast Crossing Lane, Jacksonville, FL 32210Listed by CROSSVIEW REALTYSep 2026$275,000$1873/21,4701080.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,000
Price / Sq Ft$95
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,088
Acres0.18 acres
Year Built1959
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address7570 Strato Road, Jacksonville, FL 32210
Area063-Jacksonville Heights/Oak Hill/English Estates
SubdivisionOak Hill
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size7,840.8 sq ft
Parcel Number0964380000

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingOther

Interior

AppliancesElectric Range
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedAugust 20, 2026
Days on Market8
Tax Amount$2,546.12
Tax Year2025
Listing TermsCash, Conventional, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CORE REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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