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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·53 days on market

8326 Galveston Avenue

Jacksonville, FL 32211

$159,000$157/sqftEst. $881/moMLS# 2160649
3
Beds
1
Baths
1,010
Sq Ft
1960
Built
—
Garage
No
Pool
FEMA Zone XNo HOA6,098 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

This charming 3-bedroom, 1-bath home offers comfortable living space with central heating and cooling, updated flooring, fresh paint, and a nicely appointed kitchen and bathroom. The property features a good-sized backyard with plenty of outdoor space and room for RV or trailer parking. No HOA provides added flexibility. Conveniently located near shopping, dining, and major roadways. A great opportunity for a first-time homebuyer, downsizer, or investor

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$881
Property taxesest. at asking price, Duval County$260
Estimated total, before insurance$1,140/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,236/yr · $186/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$159,000
$31,800
Loan Term
Monthly Payment
$881
Principal & Interest: $881
Property taxes (est.): $260
Insurance (est.): $106
Estimated Total Monthly
$1,246
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,395 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,070,190$784,223—
2025$106,058$106,058—
2024$1,056,519$712,930—
2024$101,369$101,369▲ $4,847
2023$1,092,193$648,118—
2023$99,138$72,468—
2022$914,228$589,198—
2022$78,487$65,880—
2021$583,482$535,635—
2021$62,222$59,891—
2020$535,575$486,941—
2020$54,447$54,447▲ $17,133

2025 property taxes (current owner): $2,236/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 27, 2026Pending$159,000
  • Aug 18, 2026Listed$159,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $157/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8308 Hare Avenue, Jacksonville, FL 32211Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$107,000$923/21,16060.1
7926 Jasper Avenue, Jacksonville, FL 32211Listed by LOKATIONSep 2026$170,000$1453/21,16900.3
7933 Berry Avenue, Jacksonville, FL 32211Listed by UNITED REAL ESTATE GALLERYAug 2026$150,000$1742/1861180.3
8826 India Avenue, Jacksonville, FL 32216Listed by JWB REALTY LLCOct 2026$200,000$1903/11,052540.4
7913 Jasper Avenue, Jacksonville, FL 32211Listed by INTEGRITY KEY REALTY LLCSep 2026$184,900$1833/21,008290.4
7810 Hare Avenue, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$200,000$1863/21,0733930.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$159,000
Price / Sq Ft$157
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,010
Acres0.14 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
Has PoolNo
Is WaterfrontNo

Community Information

Address8326 Galveston Avenue, Jacksonville, FL 32211
Area041-Arlington
SubdivisionOakwood Villa Ests
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Lot Size6,098.4 sq ft
Lot Dimensions50 x 123
Parcel Number1440800000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOther

Interior

AppliancesElectric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne

Exterior

RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 18, 2026
Days on Market7
Tax Amount$2,235.6
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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