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This home is in Jacksonville.

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Active

Active·51 days on market

8015 Galveston Avenue

Jacksonville, FL 32211

$207,000$173/sqftEst. $1,067/moMLS# 2118104

Beds

Baths

1,195

Sq Ft

1953

Built

—

Garage

Pool

About this home

Jacksonville

Back on Market. No HOA or CDD fees! This updated Southside home delivers rare value in one of Jacksonville's most convenient, and still affordable areas. Just minutes to Downtown, the Beaches corridor, shopping, and major routes. Inside nearly everything has been refreshed in recent years: 2019 roof & repipe, tankless water heater, updated fixtures, modern bathrooms, easy-care vinyl flooring, and a fully renovated kitchen with granite, butcher-block bar, stainless appliances, and a farmhouse sink. A true 4th bedroom adds flexibility for guests, a media room, playroom, or home office. The mudroom/drop zone opens to an oversized fenced yard plus a large concrete pad ideal for a boat or RV. Move-in ready, updated, and centrally located. This is a Short Sale. Professionally processed by ARII SOLUTIONS, LLC. Buyer Responsible Short Sale Processing Fee of $5,000. Please review ''Presentation of Offers'' document before submitting offer. Property sold as-is

Cost to own

Mortgage calculator

Home Price

$207,000

Down Payment: 20%

$41,400

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,067

Principal & Interest: $1,067

Property taxes (est.): $338

Insurance (est.): $138

Estimated Total Monthly

$1,543

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,067

Property taxesest. at asking price, Duval County$338

Estimated total, before insurance$1,405/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,573/yr · $214/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $221,000 in August 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$187,287	$129,300	—
2024	$174,949	$124,949	—
2023	$171,883	$80,948	▲ $9,466
2022	$156,734	$77,134	—
2021	$123,432	$73,432	—
2020	$76,630	$76,630	—

2024 property taxes (current owner): $2,573/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — 2019 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,462 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History