Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·3 days on market

11009 Hood Road S

Jacksonville, FL 32257

$1,500,000$611/sqftEst. $7,704/moMLS# 2160639

Beds

Baths

2,454

Sq Ft

1977

Built

Garage

Yes

Pool

About this home

Jacksonville

A rare opportunity to own 3.4 acres in walking distance to Losco Park, offering space, privacy and possibilities that are increasingly hard to find. Set on an expansive property, this two-story brick home offers approx. 2,450 SF with 3 bedrooms, 2.5 baths, fireplace, garage and in-ground pool. Comfortable and livable as-is, the home is ready for a buyer to update and make it their own. Outside is where the possibilities really begin. Create a private estate, multi-generational property, expansive outdoor retreat or explore additional residential and development opportunities. The existing pool requires renovation but offers the foundation for an incredible backyard transformation. Buyers should independently verify potential uses, subdivision, additional dwellings and development requirements. Whether you update, expand, build or simply enjoy the acreage, this is a property with room to imagine what comes next.

Cost to own

Mortgage calculator

Home Price

$1,500,000

Down Payment: 20%

$300,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$7,704

Principal & Interest: $7,704

Property taxes (est.): $2,449

Insurance (est.): $1,000

Estimated Total Monthly

$11,153

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$7,704

Property taxesest. at asking price, Duval County$2,449

Estimated total, before insurance$10,153/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,721/yr · $560/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,721/yr

Estimated taxes if purchased at asking price: ~$29,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,474 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History